Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Capital One
COFCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
-1.46% QoQ growth
Total Loan Book
+37.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 13.73% | 10.80% | $500.0B | $424.3B | +37.6% | -1.46% | 5.8% | 80.5% | 8.5% | 20 |
| 2025-Q4 | 13.44% | 10.90% | $507.4B | $431.0B | +38.3% | +0.97% | 5.8% | 81.0% | 8.1% | — |
| 2025-Q3 | 13.46% | 10.94% | $502.5B | $428.7B | +41.1% | +0.65% | 7.5% | 79.0% | 8.4% | — |
| 2025-Q2 | 13.59% | 12.61% | $499.3B | $423.7B | +40.1% | +33.63% | 7.8% | 79.2% | 8.3% | — |
| 2025-Q1 | 13.94% | 10.82% | $373.6B | $308.4B | +2.3% | -0.36% | 8.4% | 71.7% | 11.4% | — |
| 2024-Q4 | 13.63% | 10.69% | $375.0B | $311.7B | +1.9% | +2.30% | 8.0% | 72.6% | 11.0% | — |
| 2024-Q3 | 14.02% | 10.91% | $366.5B | $303.8B | +1.1% | +0.38% | 8.7% | 72.0% | 14.9% | — |
| 2024-Q2 | 13.53% | 10.55% | $365.2B | $302.3B | +1.5% | +0.23% | 9.1% | 71.1% | 15.3% | — |
| 2024-Q1 | 13.37% | 10.47% | $364.3B | $301.4B | — | -0.79% | 9.7% | 70.1% | 15.5% | — |
| 2023-Q4 | 13.05% | 10.30% | $367.2B | $306.0B | — | +1.66% | 9.5% | 70.7% | 15.0% | — |
| 2023-Q3 | 13.17% | 10.30% | $361.2B | $300.6B | — | +0.97% | 9.8% | 69.8% | 15.5% | — |
| 2023-Q2 | 13.00% | 10.17% | $357.8B | $297.9B | — | — | 10.4% | 69.2% | 15.3% | — |
Latest Earnings Signals
From 2026-04-21 SEC 8-K earnings release · composite 1/4
“The Discover integration continues to go well and we continue to build momentum from this game-changing acquisition.”
AI Investment Memo
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Score Breakdown
Live score · base 18 pts +2 macro adj
CET1 13.73% — large-bank proactive optimisation
-1.73pp headroom above 8% regulatory floor
CET1 stable or improving (13.44% → 13.73%)
Leverage ratio 10.80% — adequate headroom
Loan book grew 37.6% YoY — above 10% capital-strain threshold
RWA grew -1.5% QoQ
CRE: 5.77360891800806%, Lev.Loans: 0%, max(Consumer/SME): 80.4626334519573%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
>$1.25T total assets — deals predictable and calendar-known, low sourcing alpha
Sentiment +6/20 · global +2 pts