Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Regions Financial
RFCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.46% QoQ growth
Total Loan Book
+2.5% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 11.70% | 9.58% | $125.3B | $96.9B | +2.5% | +1.46% | 42.3% | 7.5% | 26.8% | 44 |
| 2025-Q4 | 11.72% | 9.48% | $123.5B | $94.6B | -1.2% | -1.17% | 42.8% | 7.8% | 27.1% | — |
| 2025-Q3 | 11.66% | 9.46% | $125.0B | $95.1B | -0.6% | -0.28% | 42.6% | 7.8% | 28.6% | — |
| 2025-Q2 | 11.47% | 9.38% | $125.3B | $95.7B | -0.8% | +1.62% | 42.6% | 7.8% | 28.7% | — |
| 2025-Q1 | 11.77% | 9.53% | $123.3B | $94.5B | -1.2% | -0.51% | 42.6% | 8.0% | 28.4% | — |
| 2024-Q4 | 11.32% | 9.21% | $124.0B | $95.7B | -1.5% | -0.26% | 42.3% | 8.1% | 28.2% | — |
| 2024-Q3 | 11.63% | 9.58% | $124.3B | $95.7B | -2.2% | -0.79% | 42.4% | 8.1% | 32.2% | — |
| 2024-Q2 | 11.35% | 9.47% | $125.3B | $96.4B | -1.8% | +0.38% | 42.2% | 8.1% | 32.7% | — |
| 2024-Q1 | 11.20% | 9.41% | $124.8B | $95.6B | — | -0.99% | 42.3% | 8.1% | 32.8% | — |
| 2023-Q4 | 11.22% | 9.44% | $126.0B | $97.2B | — | -0.39% | 41.8% | 8.1% | 32.8% | — |
| 2023-Q3 | 10.82% | 9.05% | $126.5B | $97.8B | — | -0.03% | 41.3% | 8.2% | 33.3% | — |
| 2023-Q2 | 10.77% | 9.03% | $126.6B | $98.2B | — | — | 40.9% | 8.1% | 34.2% | — |
Latest Earnings Signals
From 2026-04-17 SEC 8-K earnings release · composite 1/4
“Robust capital with CET1 of 10.6% (9.4% inclusive of AOCI (1) ) supported by strong organic capital generation”
“Provision for credit losses $91 $115 $124”
“At the same time, we are making meaningful progress on our core transformation, including key technology and AI investments that are enhancing efficiency and the customer experience, while remaining attentive to near term growth drivers.”
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Score Breakdown
Live score · base 42 pts +2 macro adj
CET1 11.70% — below active SRT zone
0.30pp headroom above 8% regulatory floor
CET1 declined 1 quarter (11.72% → 11.70%)
Leverage ratio 9.58% — adequate headroom
Loan book grew 2.5% YoY
RWA grew 1.5% QoQ
CRE: 42.338547312993654%, Lev.Loans: 0%, max(Consumer/SME): 26.84012183160394%
No prior SRT deals on record
No prior SRT but capital pressure score 11.603894031279925/40 — high-probability first-time issuer
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts