Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Komercni Banka
KOMBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.20% QoQ growth
Total Loan Book
+5.2% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 16.80% | 7.90% | $24.5B | $42.3B | +5.2% | +1.20% | 20.0% | 19.0% | 34.0% | 14 |
| 2024-Q3 | 17.00% | 8.00% | $24.2B | $41.8B | +5.6% | +1.30% | 20.0% | 19.0% | 33.0% | — |
| 2024-Q2 | 17.20% | 8.10% | $23.9B | $41.2B | +5.4% | +1.30% | 20.0% | 19.0% | 33.0% | — |
| 2024-Q1 | 17.40% | 8.20% | $23.6B | $40.7B | +5.4% | +1.30% | 20.0% | 18.0% | 33.0% | — |
| 2023-Q4 | 17.60% | 8.30% | $23.3B | $40.2B | +4.6% | +1.30% | 20.0% | 18.0% | 33.0% | — |
| 2023-Q3 | 17.80% | 8.40% | $23.0B | $39.6B | +4.5% | +1.30% | 20.0% | 18.0% | 32.0% | — |
| 2023-Q2 | 18.00% | 8.50% | $22.7B | $39.1B | +4.4% | +1.30% | 20.0% | 18.0% | 32.0% | — |
| 2023-Q1 | 18.20% | 8.60% | $22.4B | $38.6B | +4.2% | +0.40% | 20.0% | 18.0% | 32.0% | — |
Score Breakdown
Live score · base 18 pts -4 macro adj
CET1 16.80% — above 12%, no pressure
-4.80pp above 8% regulatory floor
Loan book grew 5.2% YoY
RWA grew 1.2% QoQ
Highest concentration: SME at 34.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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