SI
Bank Universe

Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

HSBC

HSBA
United Kingdom · EuropeRegulated by PRALatest: 2025-Q2
72HIGH

CET1 Ratio

15.47%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$67.6B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · EBA Transparency Exercise · approximate estimates

8 of 9 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest15.47%$67.6B72
2024-Q4approx14.80%6.00%$886.0B$1.08T+2.3%+0.50%14.0%20.0%24.0%37
2024-Q3approx14.70%5.90%$882.0B$1.08T+2.3%+0.50%14.0%20.0%24.0%38
2024-Q2approx14.60%5.90%$878.0B$1.07T+2.3%+0.50%14.0%20.0%24.0%38
2024-Q1approx14.50%5.80%$874.0B$1.07T+2.3%+0.50%14.0%20.0%24.0%38
2023-Q4approx14.30%5.70%$870.0B$1.06T+5.5%+0.50%14.0%20.0%24.0%35
2023-Q3approx14.40%5.80%$866.0B$1.05T+5.6%+0.50%14.0%20.0%24.0%35
2023-Q2approx14.30%5.80%$862.0B$1.05T+5.7%+0.50%14.0%20.0%24.0%35
2023-Q1approx14.20%5.70%$858.0B$1.04T+5.6%+0.50%14.0%20.0%24.0%35

AI Investment Memo

Llama will analyze HSBC across 4 data dimensions and write a structured memo

Score: 72/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

72/100 —HIGH

Repeat issuer · scored on re-issuance timing

Re-issuance timing72
Last deal
6 mo ago
Typical cadence
15 mo
Through its re-issue cycle41%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure0/40
CET1 15.47% — well above management threshold
+0
-3.47pp headroom above 8% regulatory floor
+0
Loan Book Growth0/30
Concentration data unavailable
+0
Historical SRT15/25
Bank has previously issued SRT transactions
+15
6 months since last deal — recently completed
+0
Macro Context9/10
Live macro signal: FAVORABLE (sentiment +14/20) — 9/10 pts
+9
GSIB · Systemic Bank

Globally systemically important bank — one of the designated GSIBs. $50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10
Europe regional bonus+8
Macro environment · FAVORABLE+6

Sentiment +14/20 · global +6 pts

Overall SRT likelihood72/100