Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Lloyds Banking Group
LLOYCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+2.10% QoQ growth
Total Loan Book
+5.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
9 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 13.60% | — | $198.4B | — | +5.3% | +2.10% | — | — | — | 50 |
| 2024-Q4 | 14.30% | 5.30% | $293.0B | $480.0B | +2.6% | +1.00% | 14.0% | 45.0% | 22.0% | 37 |
| 2024-Q3 | 14.20% | 5.20% | $290.0B | $477.0B | +2.8% | +1.00% | 14.0% | 45.0% | 22.0% | 26 |
| 2024-Q2 | 14.00% | 5.20% | $287.0B | $474.0B | +3.0% | +1.10% | 14.0% | 45.0% | 22.0% | 28 |
| 2024-Q1 | 14.10% | 5.20% | $284.0B | $471.0B | +3.3% | +1.10% | 14.0% | 44.0% | 22.0% | 23 |
| 2023-Q4 | 14.20% | 5.30% | $281.0B | $468.0B | +4.4% | +1.10% | 14.0% | 44.0% | 22.0% | 23 |
| 2023-Q3 | 14.40% | 5.40% | $278.0B | $464.0B | +4.5% | +1.10% | 14.0% | 44.0% | 22.0% | 23 |
| 2023-Q2 | 14.60% | 5.50% | $275.0B | $460.0B | +4.4% | +1.10% | 14.0% | 44.0% | 22.0% | 22 |
| 2023-Q1 | 14.80% | 5.60% | $272.0B | $456.0B | +4.2% | +0.50% | 14.0% | 44.0% | 22.0% | 20 |
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Score Breakdown
Live score · base 48 pts +2 macro adj
CET1 13.60% — large-bank proactive optimisation
-1.60pp headroom above 8% regulatory floor
Loan book grew 5.3% YoY
RWA grew 2.1% QoQ
Concentration data unavailable
Bank has previously issued SRT transactions
3 months since last deal — recently completed
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts