Data source: 2026-Q1 figures ingested from the bank’s SEC Form 6-K filing. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).
Lloyds Banking Group
LLOYCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+2.10% QoQ growth
Total Loan Book
+5.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
9 quarters · SEC Form 6-K · approximate estimates
8 of 9 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 13.60% | — | $198.4B | — | +5.3% | +2.10% | — | — | — | 74 |
| 2024-Q4approx | 14.30% | 5.30% | $293.0B | $480.0B | +2.6% | +1.00% | 14.0% | 45.0% | 22.0% | 40 |
| 2024-Q3approx | 14.20% | 5.20% | $290.0B | $477.0B | +2.8% | +1.00% | 14.0% | 45.0% | 22.0% | 41 |
| 2024-Q2approx | 14.00% | 5.20% | $287.0B | $474.0B | +3.0% | +1.10% | 14.0% | 45.0% | 22.0% | 46 |
| 2024-Q1approx | 14.10% | 5.20% | $284.0B | $471.0B | +3.3% | +1.10% | 14.0% | 44.0% | 22.0% | 41 |
| 2023-Q4approx | 14.20% | 5.30% | $281.0B | $468.0B | +4.4% | +1.10% | 14.0% | 44.0% | 22.0% | 38 |
| 2023-Q3approx | 14.40% | 5.40% | $278.0B | $464.0B | +4.5% | +1.10% | 14.0% | 44.0% | 22.0% | 23 |
| 2023-Q2approx | 14.60% | 5.50% | $275.0B | $460.0B | +4.4% | +1.10% | 14.0% | 44.0% | 22.0% | 22 |
| 2023-Q1approx | 14.80% | 5.60% | $272.0B | $456.0B | +4.2% | +0.50% | 14.0% | 44.0% | 22.0% | 22 |
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Score Breakdown
Repeat issuer · scored on re-issuance timing
Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.
Fundamentals — context only
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +14/20 · global +6 pts