SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

ING Group

INGA
Netherlands · EuropeRegulated by ECBLatest: 2026-Q1
49MED

CET1 Ratio

13.00%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$344.3B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

10 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest13.00%$344.3B49
2025-Q213.26%$335.8B
2024-Q414.30%4.40%$440.0B$675.0B+3.1%+0.70%20.0%19.0%31.0%54
2024-Q314.50%4.40%$437.0B$670.0B+3.1%+0.70%20.0%19.0%31.0%31
2024-Q214.70%4.50%$434.0B$665.0B+3.1%+0.70%20.0%19.0%31.0%25
2024-Q114.60%4.50%$431.0B$660.0B+2.4%+0.70%20.0%19.0%30.0%32
2023-Q414.50%4.60%$428.0B$655.0B+5.7%+0.70%20.0%19.0%30.0%42
2023-Q314.60%4.60%$425.0B$650.0B+5.9%+0.70%20.0%18.0%30.0%27
2023-Q214.70%4.70%$422.0B$645.0B+6.0%+0.70%20.0%18.0%30.0%27
2023-Q114.80%4.70%$419.0B$640.0B+5.8%+0.60%20.0%18.0%30.0%27

AI Investment Memo

Llama will analyze ING Group across 4 data dimensions and write a structured memo

Score: 49/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

49/100 —MEDIUM

Live score · base 47 pts +2 macro adj

Capital Pressure2/40

CET1 13.00% — approaching comfort floor

+2

-1.00pp headroom above 8% regulatory floor

+0
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT25/25

Bank has previously issued SRT transactions

+15

13 months since last SRT deal — likely planning next transaction

+10
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Large Bank

$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets

+5
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood49/100