Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Banca Monte dei Paschi di Siena
BMPSCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.60% QoQ growth
Total Loan Book
+3.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 12.90% | 4.50% | $51.2B | $88.6B | +3.3% | +1.60% | 18.0% | 24.0% | 40.0% | 21 |
| 2024-Q3 | 13.20% | 4.60% | $50.4B | $87.9B | +3.2% | +1.40% | 18.0% | 24.0% | 40.0% | — |
| 2024-Q2 | 13.50% | 4.70% | $49.7B | $87.2B | +2.8% | +1.40% | 18.0% | 24.0% | 40.0% | — |
| 2024-Q1 | 13.80% | 4.80% | $49.0B | $86.5B | +2.7% | +1.20% | 18.0% | 24.0% | 39.0% | — |
| 2023-Q4 | 14.10% | 4.90% | $48.4B | $85.8B | +2.8% | +1.00% | 18.0% | 24.0% | 39.0% | — |
| 2023-Q3 | 14.30% | 5.00% | $47.9B | $85.2B | +2.6% | +0.80% | 18.0% | 24.0% | 39.0% | — |
| 2023-Q2 | 14.50% | 5.10% | $47.5B | $84.8B | +2.4% | +0.80% | 18.0% | 24.0% | 38.0% | — |
| 2023-Q1 | 14.70% | 5.20% | $47.1B | $84.2B | +2.1% | +0.60% | 18.0% | 24.0% | 38.0% | — |
Score Breakdown
Live score · base 25 pts -4 macro adj
CET1 12.90% — above 12%, no pressure
-0.90pp above 8% regulatory floor
Loan book grew 3.3% YoY
RWA grew 1.6% QoQ
Highest concentration: SME at 40.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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