SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

BBVA

BBVA
Spain · EuropeRegulated by ECBLatest: 2026-Q1
32LOW

CET1 Ratio

18.80%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

10 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest18.80%32
2025-Q213.34%$387.1B
2024-Q412.80%6.60%$286.0B$428.0B+4.9%+1.10%12.0%37.0%25.0%39
2024-Q312.50%6.60%$283.0B$423.0B+5.2%+1.10%12.0%37.0%24.0%28
2024-Q212.60%6.70%$280.0B$418.0B+5.6%+1.10%12.0%37.0%24.0%23
2024-Q112.70%6.70%$277.0B$413.0B+4.3%+1.10%12.0%36.0%24.0%20
2023-Q412.80%6.80%$274.0B$408.0B+9.3%+1.10%12.0%36.0%24.0%23
2023-Q312.60%6.80%$271.0B$402.0B+9.5%+1.10%12.0%36.0%24.0%28
2023-Q212.50%6.90%$268.0B$396.0B+9.6%+1.10%12.0%36.0%24.0%28
2023-Q112.70%7.00%$265.0B$390.0B+9.4%+0.80%12.0%36.0%24.0%21

AI Investment Memo

Llama will analyze BBVA across 4 data dimensions and write a structured memo

Score: 32/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

32/100 —LOW

Live score · base 30 pts +2 macro adj

Capital Pressure0/40

CET1 18.80% — well above management threshold

+0

-6.80pp headroom above 8% regulatory floor

+0
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT15/25

Bank has previously issued SRT transactions

+15

2 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Size Unknown

Asset size data unavailable

Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood32/100