SI
Bank Universe

Data source: 2026-Q1 figures ingested from the bank’s SEC Form 6-K filing. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

BBVA

BBVA
Spain · EuropeRegulated by ECBLatest: 2026-Q1
69HIGH

CET1 Ratio

18.80%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

—

Latest quarter

Total Loan Book

—

Latest quarter

Leverage Ratio

—

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

2 quarters · SEC Form 6-K · EBA Transparency Exercise

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest18.80%————————69
2025-Q213.34%—$387.1B——————38

AI Investment Memo

Llama will analyze BBVA across 4 data dimensions and write a structured memo

Score: 69/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

69/100 —HIGH

Repeat issuer · scored on re-issuance timing

Re-issuance timing69
Last deal
5 mo ago
Typical cadence
16 mo
Through its re-issue cycle31%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure0/40
CET1 18.80% — well above management threshold
+0
-6.80pp headroom above 8% regulatory floor
+0
Loan Book Growth0/30
Concentration data unavailable
+0
Historical SRT15/25
Bank has previously issued SRT transactions
+15
5 months since last deal — recently completed
+0
Macro Context7/10
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
+7
Size Unknown

Asset size data unavailable

Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood69/100