SI
Bank Universe

Data source: 2026-Q1 figures ingested from the bank’s SEC Form 6-K filing. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

BBVA

BBVA
Spain · EuropeRegulated by ECBLatest: 2026-Q1
66HIGH

CET1 Ratio

18.80%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

10 quarters · SEC Form 6-K · EBA Transparency Exercise · approximate estimates

8 of 10 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest18.80%66
2025-Q213.34%$387.1B38
2024-Q4approx12.80%6.60%$286.0B$428.0B+4.9%+1.10%12.0%37.0%25.0%45
2024-Q3approx12.50%6.60%$283.0B$423.0B+5.2%+1.10%12.0%37.0%24.0%46
2024-Q2approx12.60%6.70%$280.0B$418.0B+5.6%+1.10%12.0%37.0%24.0%41
2024-Q1approx12.70%6.70%$277.0B$413.0B+4.3%+1.10%12.0%36.0%24.0%41
2023-Q4approx12.80%6.80%$274.0B$408.0B+9.3%+1.10%12.0%36.0%24.0%38
2023-Q3approx12.60%6.80%$271.0B$402.0B+9.5%+1.10%12.0%36.0%24.0%43
2023-Q2approx12.50%6.90%$268.0B$396.0B+9.6%+1.10%12.0%36.0%24.0%43
2023-Q1approx12.70%7.00%$265.0B$390.0B+9.4%+0.80%12.0%36.0%24.0%38

AI Investment Memo

Llama will analyze BBVA across 4 data dimensions and write a structured memo

Score: 66/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

66/100 —HIGH

Repeat issuer · scored on re-issuance timing

Re-issuance timing66
Last deal
4 mo ago
Typical cadence
16 mo
Through its re-issue cycle25%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure0/40
CET1 18.80% — well above management threshold
+0
-6.80pp headroom above 8% regulatory floor
+0
Loan Book Growth0/30
Concentration data unavailable
+0
Historical SRT15/25
Bank has previously issued SRT transactions
+15
4 months since last deal — recently completed
+0
Macro Context9/10
Live macro signal: FAVORABLE (sentiment +14/20) — 9/10 pts
+9
Size Unknown

Asset size data unavailable

Europe regional bonus+8
Macro environment · FAVORABLE+6

Sentiment +14/20 · global +6 pts

Overall SRT likelihood66/100