SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Barclays

BARC
United Kingdom · EuropeRegulated by PRALatest: 2024-Q4
52MED

CET1 Ratio

13.70%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$485.0B

+0.80% QoQ growth

Total Loan Book

$567.0B

+2.9% YoY growth

Leverage Ratio

4.20%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2024-Q4

Comm. Real Estate18.0%
Consumer29.0%
SME / C&I20.0%
Other33.0%

Metric History

8 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2024-Q4latest13.70%4.20%$485.0B$567.0B+2.9%+0.80%18.0%29.0%20.0%52
2024-Q313.80%4.30%$481.0B$563.0B+3.1%+0.80%18.0%29.0%20.0%32
2024-Q213.60%4.20%$477.0B$559.0B+3.3%+0.80%18.0%29.0%20.0%39
2024-Q113.50%4.20%$473.0B$555.0B+2.6%+0.90%18.0%29.0%20.0%46
2023-Q413.70%4.20%$469.0B$551.0B+5.2%+0.90%18.0%29.0%20.0%35
2023-Q313.90%4.30%$465.0B$546.0B+5.4%+0.90%18.0%28.0%20.0%35
2023-Q213.70%4.30%$461.0B$541.0B+5.5%+0.90%18.0%28.0%20.0%42
2023-Q113.80%4.40%$457.0B$536.0B+5.4%+0.80%18.0%28.0%20.0%35

AI Investment Memo

Llama will analyze Barclays across 4 data dimensions and write a structured memo

Score: 52/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

52/100 —MEDIUM

Live score · base 50 pts +2 macro adj

Capital Pressure9/40

CET1 13.70% — large-bank proactive optimisation

+1

-1.70pp headroom above 8% regulatory floor

+0

Leverage ratio 4.20% — approaching minimum, strong SRT incentive

+8
Loan Book Growth6/30

Loan book grew 2.9% YoY

+0

RWA grew 0.8% QoQ

+2

CRE: 18%, Lev.Loans: 18%, max(Consumer/SME): 29%

+4
Historical SRT15/25

Bank has previously issued SRT transactions

+15

2 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Large Bank

$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets

+5
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood52/100