SI
Bank Universe

Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.

East West Bancorp

EWBC
US · USRegulated by Federal ReserveLatest: 2026-Q1
45MED

CET1 Ratio

13.83%-0.02pp QoQ

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$58.4B

+1.53% QoQ growth

Total Loan Book

$57.3B

+7.1% YoY growth

Leverage Ratio

10.01%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Comm. Real Estate68.7%
Consumer0.0%
SME / C&I17.6%
Other13.6%

Metric History

12 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest13.83%10.01%$58.4B$57.3B+7.1%+1.53%68.7%0.0%17.6%45
2025-Q413.85%10.03%$57.6B$56.1B+5.8%+1.13%69.4%0.0%17.8%
2025-Q313.89%9.99%$56.9B$55.0B+4.6%+1.36%69.8%0.0%17.4%
2025-Q213.63%9.96%$56.1B$54.2B+4.0%+1.65%69.7%0.0%17.7%
2025-Q113.55%9.90%$55.2B$53.5B+4.3%+0.78%69.8%0.0%18.4%
2024-Q413.44%9.81%$54.8B$53.0B+2.9%+1.20%69.6%0.0%19.7%
2024-Q313.31%9.83%$54.2B$52.6B+4.6%+0.60%69.9%0.0%19.5%
2024-Q213.06%9.85%$53.8B$52.1B+5.9%+0.96%70.2%0.0%19.6%
2024-Q112.87%9.55%$53.3B$51.3B-0.40%70.6%0.0%19.5%
2023-Q412.58%9.65%$53.5B$51.5B+1.35%70.3%0.0%19.9%
2023-Q312.90%9.84%$52.8B$50.3B+2.21%71.0%0.0%20.0%
2023-Q212.94%9.85%$51.7B$49.2B70.6%0.0%20.2%

Latest Earnings Signals

From 2026-04-21 SEC 8-K earnings release · composite 1/4

Neutral
CET1 pressure
RWA growth
Provisions rising
Capital optimisation

We remain opportunistic

View source filing ↗

AI Investment Memo

Llama will analyze East West Bancorp across 4 data dimensions and write a structured memo

Score: 45/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

45/100 —MEDIUM

Live score · base 43 pts +2 macro adj

Capital Pressure10/40

CET1 13.83% — well above management threshold

+0

-1.83pp headroom above 8% regulatory floor

+0

CET1 declining for 2+ consecutive quarters (13.89% → 13.85% → 13.83%)

+10

Leverage ratio 10.01% — adequate headroom

+0
Loan Book Growth12/30

Loan book grew 7.1% YoY

+3

RWA grew 1.5% QoQ

+4

CRE: 68.7102700774238%, Lev.Loans: 0%, max(Consumer/SME): 17.643147108712036%

+5
Historical SRT4/25

No prior SRT deals on record

+0

No prior SRT but capital pressure score 10/40 — high-probability first-time issuer

+4
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Mid-Size Bank

$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood45/100