Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Svenska Handelsbanken
SHBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+0.90% QoQ growth
Total Loan Book
+3.5% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q4
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latest | 19.10% | 4.50% | $140.7B | $308.6B | +3.5% | +0.90% | 38.0% | 29.0% | 21.0% | 37 |
| 2025-Q3 | 19.00% | 4.40% | $139.4B | $306.2B | +2.7% | +1.00% | 38.0% | 29.0% | 21.0% | 44 |
| 2025-Q2 | 18.36% | 4.30% | $72.5B | $303.6B | +1.8% | +1.10% | 38.0% | 29.0% | 21.0% | 46 |
| 2025-Q1 | 18.60% | 4.20% | $136.5B | $300.9B | +0.9% | +1.10% | 38.0% | 29.0% | 21.0% | 46 |
| 2024-Q4 | 18.40% | 4.10% | $135.0B | $298.2B | +3.7% | +1.00% | 38.0% | 29.0% | 21.0% | 36 |
| 2024-Q3 | 18.50% | 4.20% | $133.7B | $295.6B | +3.6% | +1.00% | 38.0% | 29.0% | 20.0% | 36 |
| 2024-Q2 | 18.60% | 4.30% | $132.4B | $293.0B | +3.6% | +0.90% | 38.0% | 29.0% | 20.0% | 36 |
| 2024-Q1 | 18.70% | 4.40% | $131.2B | $290.4B | +3.6% | +0.90% | 38.0% | 28.0% | 20.0% | 36 |
| 2023-Q4 | 18.80% | 4.50% | $130.0B | $287.9B | +3.4% | +0.90% | 38.0% | 28.0% | 20.0% | 33 |
| 2023-Q3 | 18.90% | 4.60% | $128.8B | $285.3B | +3.3% | +0.90% | 38.0% | 28.0% | 20.0% | 33 |
| 2023-Q2 | 19.00% | 4.70% | $127.6B | $282.8B | +3.2% | +1.00% | 38.0% | 28.0% | 20.0% | 33 |
| 2023-Q1 | 19.20% | 4.80% | $126.4B | $280.3B | +3.1% | +0.40% | 38.0% | 28.0% | 20.0% | 33 |
AI Investment Memo
Llama will analyze Svenska Handelsbanken across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks
Score Breakdown
Live score · base 35 pts +2 macro adj
CET1 19.10% — well above management threshold
-7.10pp headroom above 8% regulatory floor
Leverage ratio 4.50% — moderate constraint
Loan book grew 3.5% YoY
RWA grew 0.9% QoQ
CRE: 38%, Lev.Loans: 0%, max(Consumer/SME): 29%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts