Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Svenska Handelsbanken
SHBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.00% QoQ growth
Total Loan Book
+3.7% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 18.40% | 4.10% | $135.0B | $298.2B | +3.7% | +1.00% | 38.0% | 29.0% | 21.0% | 9 |
| 2024-Q3 | 18.50% | 4.20% | $133.7B | $295.6B | +3.6% | +1.00% | 38.0% | 29.0% | 20.0% | — |
| 2024-Q2 | 18.60% | 4.30% | $132.4B | $293.0B | +3.6% | +0.90% | 38.0% | 29.0% | 20.0% | — |
| 2024-Q1 | 18.70% | 4.40% | $131.2B | $290.4B | +3.6% | +0.90% | 38.0% | 28.0% | 20.0% | — |
| 2023-Q4 | 18.80% | 4.50% | $130.0B | $287.9B | +3.4% | +0.90% | 38.0% | 28.0% | 20.0% | — |
| 2023-Q3 | 18.90% | 4.60% | $128.8B | $285.3B | +3.3% | +0.90% | 38.0% | 28.0% | 20.0% | — |
| 2023-Q2 | 19.00% | 4.70% | $127.6B | $282.8B | +3.2% | +1.00% | 38.0% | 28.0% | 20.0% | — |
| 2023-Q1 | 19.20% | 4.80% | $126.4B | $280.3B | +3.1% | +0.40% | 38.0% | 28.0% | 20.0% | — |
Score Breakdown
Live score · base 13 pts -4 macro adj
CET1 18.40% — above 12%, no pressure
-6.40pp above 8% regulatory floor
Loan book grew 3.7% YoY
RWA grew 1.0% QoQ
Highest concentration: CRE at 38.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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