Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Santander
SANCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
Latest quarter
Total Loan Book
Latest quarter
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
10 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 14.40% | — | — | — | — | — | — | — | — | 32 |
| 2025-Q2 | 12.98% | — | $625.8B | — | — | — | — | — | — | — |
| 2024-Q4 | 12.60% | 5.10% | $746.0B | $1.10T | +2.2% | +0.70% | 14.0% | 33.0% | 22.0% | 29 |
| 2024-Q3 | 12.50% | 5.10% | $741.0B | $1.09T | +2.4% | +0.70% | 14.0% | 33.0% | 22.0% | 25 |
| 2024-Q2 | 12.40% | 5.00% | $736.0B | $1.09T | +2.6% | +0.70% | 14.0% | 33.0% | 22.0% | 25 |
| 2024-Q1 | 12.30% | 5.00% | $731.0B | $1.08T | +1.9% | +0.70% | 14.0% | 32.0% | 22.0% | 25 |
| 2023-Q4 | 12.40% | 5.00% | $726.0B | $1.07T | +8.1% | +0.70% | 14.0% | 32.0% | 22.0% | 23 |
| 2023-Q3 | 12.30% | 5.00% | $721.0B | $1.07T | +8.3% | +0.70% | 14.0% | 32.0% | 22.0% | 28 |
| 2023-Q2 | 12.20% | 5.00% | $716.0B | $1.06T | +8.4% | +0.70% | 14.0% | 32.0% | 22.0% | 28 |
| 2023-Q1 | 12.30% | 5.10% | $711.0B | $1.05T | +8.2% | +0.70% | 14.0% | 32.0% | 22.0% | 23 |
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Score Breakdown
Live score · base 30 pts +2 macro adj
CET1 14.40% — well above management threshold
-2.40pp headroom above 8% regulatory floor
Concentration data unavailable
Bank has previously issued SRT transactions
4 months since last deal — recently completed
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
Asset size data unavailable
Sentiment +6/20 · global +2 pts