Data source: 2026-Q2 figures ingested from the bank’s SEC Form 6-K filing. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).
Santander
SANCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
Latest quarter
Total Loan Book
+13.7% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q2
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
3 quarters · SEC Form 6-K · EBA Transparency Exercise
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q2latest | 14.00% | — | — | — | +13.7% | — | — | — | — | 55 |
| 2026-Q1 | 14.40% | — | — | — | — | — | — | — | — | 29 |
| 2025-Q2 | 12.98% | — | $625.8B | — | — | — | — | — | — | 30 |
AI Investment Memo
Llama will analyze Santander across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks
Score Breakdown
Repeat issuer · scored on re-issuance timing
Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.
Fundamentals — context only
Globally systemically important bank — one of the designated GSIBs. Asset size data unavailable
Sentiment +6/20 · global +2 pts