Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
UniCredit
UCGCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
Latest quarter
Total Loan Book
Latest quarter
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q2
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
9 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q2latest | 16.02% | — | $287.7B | — | — | — | — | — | — | 37 |
| 2024-Q4 | 16.40% | 6.10% | $340.0B | $464.0B | +3.1% | +0.60% | 16.0% | 18.0% | 33.0% | 35 |
| 2024-Q3 | 16.30% | 6.10% | $338.0B | $461.0B | +3.1% | +0.60% | 16.0% | 18.0% | 33.0% | 23 |
| 2024-Q2 | 16.20% | 6.10% | $336.0B | $458.0B | +3.2% | +0.60% | 16.0% | 18.0% | 33.0% | 23 |
| 2024-Q1 | 16.20% | 6.20% | $334.0B | $455.0B | +3.4% | +0.60% | 16.0% | 18.0% | 33.0% | 18 |
| 2023-Q4 | 16.20% | 6.20% | $332.0B | $452.0B | +5.0% | +0.60% | 16.0% | 18.0% | 33.0% | 18 |
| 2023-Q3 | 16.10% | 6.10% | $330.0B | $448.0B | +5.1% | +0.60% | 16.0% | 18.0% | 32.0% | 26 |
| 2023-Q2 | 15.90% | 6.00% | $328.0B | $444.0B | +5.0% | +0.60% | 16.0% | 18.0% | 32.0% | 23 |
| 2023-Q1 | 15.80% | 6.00% | $326.0B | $440.0B | +4.8% | +0.50% | 16.0% | 18.0% | 32.0% | 23 |
AI Investment Memo
Llama will analyze UniCredit across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks
Score Breakdown
Live score · base 35 pts +2 macro adj
CET1 16.02% — well above management threshold
-4.02pp headroom above 8% regulatory floor
Concentration data unavailable
Bank has previously issued SRT transactions
3 months since last deal — recently completed
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets
Sentiment +6/20 · global +2 pts