SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Intesa Sanpaolo

ISP
Italy · EuropeRegulated by ECBLatest: 2025-Q2
41MED

CET1 Ratio

12.97%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$308.5B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest12.97%$308.5B41
2024-Q414.70%6.50%$314.0B$436.0B+3.8%+0.60%14.0%20.0%37.0%34
2024-Q314.50%6.40%$312.0B$432.0B+3.8%+0.60%14.0%20.0%37.0%24
2024-Q214.40%6.30%$310.0B$428.0B+3.9%+0.60%14.0%20.0%37.0%24
2024-Q114.30%6.20%$308.0B$424.0B+3.9%+0.70%14.0%20.0%37.0%24
2023-Q414.20%6.10%$306.0B$420.0B+4.4%+0.70%14.0%20.0%36.0%24
2023-Q314.00%6.00%$304.0B$416.0B+4.5%+0.70%14.0%20.0%36.0%24
2023-Q213.80%5.90%$302.0B$412.0B+4.4%+0.70%14.0%20.0%36.0%24
2023-Q113.60%5.80%$300.0B$408.0B+4.2%+0.50%14.0%20.0%36.0%24

AI Investment Memo

Llama will analyze Intesa Sanpaolo across 4 data dimensions and write a structured memo

Score: 41/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

41/100 —MEDIUM

Live score · base 39 pts +2 macro adj

Capital Pressure4/40

CET1 12.97% — below active SRT zone

+4

-0.97pp headroom above 8% regulatory floor

+0
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT15/25

Bank has previously issued SRT transactions

+15

1 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Large Bank

$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets

+5
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood41/100