SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

NatWest Group

NWG
United Kingdom · EuropeRegulated by PRALatest: 2026-Q1
48MED

CET1 Ratio

14.30%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$196.0B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

4.80%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2026-Q1

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2026-Q1latest14.30%4.80%$196.0B48
2024-Q413.50%4.90%$258.0B$366.0B+3.4%+1.20%22.0%23.0%31.0%42
2024-Q313.60%5.00%$255.0B$363.0B+3.7%+1.20%22.0%23.0%31.0%23
2024-Q213.50%5.00%$252.0B$360.0B+4.1%+1.20%22.0%23.0%31.0%38
2024-Q113.60%5.00%$249.0B$357.0B+3.2%+1.20%22.0%23.0%30.0%22
2023-Q413.70%5.00%$246.0B$354.0B+5.1%+1.20%22.0%23.0%30.0%25
2023-Q313.90%5.10%$243.0B$350.0B+5.3%+1.30%22.0%22.0%30.0%25
2023-Q214.00%5.20%$240.0B$346.0B+5.2%+1.30%22.0%22.0%30.0%25
2023-Q114.20%5.30%$237.0B$342.0B+5.0%+0.60%22.0%22.0%30.0%20

AI Investment Memo

Llama will analyze NatWest Group across 4 data dimensions and write a structured memo

Score: 48/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

48/100 —MEDIUM

Live score · base 46 pts +2 macro adj

Capital Pressure6/40

CET1 14.30% — large-bank proactive optimisation

+1

-2.30pp headroom above 8% regulatory floor

+0

Leverage ratio 4.80% — moderate constraint

+5
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT15/25

Bank has previously issued SRT transactions

+15

3 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Mid-Size Bank

$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood48/100