SI
Bank Universe

Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

BNP Paribas

BNP
France · EuropeRegulated by ECBLatest: 2025-Q2
65HIGH

CET1 Ratio

12.46%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$788.9B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · EBA Transparency Exercise · approximate estimates

8 of 9 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest12.46%$788.9B65
2024-Q4approx13.10%4.10%$844.0B$1.01T+2.0%+0.70%12.0%21.0%23.0%46
2024-Q3approx13.20%4.20%$838.0B$1.00T+2.0%+0.70%12.0%21.0%23.0%42
2024-Q2approx13.30%4.20%$832.0B$998.0B+2.0%+0.70%12.0%21.0%23.0%42
2024-Q1approx13.40%4.30%$826.0B$994.0B+2.3%+0.70%12.0%21.0%22.0%37
2023-Q4approx13.50%4.30%$820.0B$990.0B+6.1%+0.60%12.0%21.0%22.0%33
2023-Q3approx13.60%4.40%$815.0B$984.0B+6.4%+0.90%12.0%20.0%22.0%33
2023-Q2approx13.70%4.40%$808.0B$978.0B+6.5%+1.00%12.0%20.0%22.0%43
2023-Q1approx13.80%4.50%$800.0B$972.0B+6.2%+0.60%12.0%20.0%22.0%35

AI Investment Memo

Llama will analyze BNP Paribas across 4 data dimensions and write a structured memo

Score: 65/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

65/100 —HIGH

Repeat issuer · scored on re-issuance timing

Re-issuance timing65
Last deal
3 mo ago
Typical cadence
15 mo
Through its re-issue cycle20%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure4/40
CET1 12.46% — below active SRT zone
+4
-0.46pp headroom above 8% regulatory floor
+0
Loan Book Growth0/30
Concentration data unavailable
+0
Historical SRT15/25
Bank has previously issued SRT transactions
+15
3 months since last deal — recently completed
+0
Macro Context9/10
Live macro signal: FAVORABLE (sentiment +14/20) — 9/10 pts
+9
GSIB · Systemic Bank

Globally systemically important bank — one of the designated GSIBs. >$1.25T total assets — deals predictable and calendar-known, low sourcing alpha

-5
Europe regional bonus+8
Macro environment · FAVORABLE+6

Sentiment +14/20 · global +6 pts

Overall SRT likelihood65/100