Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

BNP Paribas

BNP

France · EuropeRegulated by ECBLatest: 2025-Q2

31LOW

CET1 Ratio

12.46%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$788.9B

Latest quarter

Total Loan Book

—

Latest quarter

Leverage Ratio

—

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · FDIC Call Report data

Quarter	CET1 %	Leverage %	RWA	Loan Book	Loans YoY	RWA QoQ	CRE %	Consumer %	SME %	SRT Score
2025-Q2latest	12.46%	—	$788.9B	—	—	—	—	—	—	31
2024-Q4	13.10%	4.10%	$844.0B	$1.01T	+2.0%	+0.70%	12.0%	21.0%	23.0%	33
2024-Q3	13.20%	4.20%	$838.0B	$1.00T	+2.0%	+0.70%	12.0%	21.0%	23.0%	29
2024-Q2	13.30%	4.20%	$832.0B	$998.0B	+2.0%	+0.70%	12.0%	21.0%	23.0%	29
2024-Q1	13.40%	4.30%	$826.0B	$994.0B	+2.3%	+0.70%	12.0%	21.0%	22.0%	29
2023-Q4	13.50%	4.30%	$820.0B	$990.0B	+6.1%	+0.60%	12.0%	21.0%	22.0%	32
2023-Q3	13.60%	4.40%	$815.0B	$984.0B	+6.4%	+0.90%	12.0%	20.0%	22.0%	32
2023-Q2	13.70%	4.40%	$808.0B	$978.0B	+6.5%	+1.00%	12.0%	20.0%	22.0%	32
2023-Q1	13.80%	4.50%	$800.0B	$972.0B	+6.2%	+0.60%	12.0%	20.0%	22.0%	26

AI Investment Memo

Llama will analyze BNP Paribas across 4 data dimensions and write a structured memo

Score: 31/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

31/100 —LOW

Live score · base 29 pts +2 macro adj

Capital Pressure4/40

CET1 12.46% — below active SRT zone

-0.46pp headroom above 8% regulatory floor

Loan Book Growth0/30

Concentration data unavailable

Historical SRT15/25

Bank has previously issued SRT transactions

+15

1 months since last deal — recently completed

Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

GSIB-Tier Bank

>$1.25T total assets — deals predictable and calendar-known, low sourcing alpha

-5

Europe regional bonus+8

Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood31/100