SI
Bank Universe

Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

Société Générale

GLE
France · EuropeRegulated by ECBLatest: 2025-Q2
62MED

CET1 Ratio

13.54%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$388.0B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · EBA Transparency Exercise · approximate estimates

8 of 9 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest13.54%$388.0B62
2024-Q4approx13.40%4.00%$418.0B$484.0B+2.5%+0.70%14.0%23.0%25.0%46
2024-Q3approx13.60%4.10%$415.0B$481.0B+2.6%+0.70%14.0%23.0%25.0%46
2024-Q2approx13.50%4.10%$412.0B$478.0B+2.6%+0.70%14.0%23.0%25.0%51
2024-Q1approx13.60%4.20%$409.0B$475.0B+3.0%+0.70%14.0%22.0%25.0%46
2023-Q4approx13.70%4.20%$406.0B$472.0B+5.1%+0.70%14.0%22.0%25.0%43
2023-Q3approx13.80%4.30%$403.0B$469.0B+5.3%+0.70%14.0%22.0%24.0%47
2023-Q2approx13.50%4.30%$400.0B$466.0B+5.4%+1.00%14.0%22.0%24.0%47
2023-Q1approx13.60%4.40%$396.0B$462.0B+5.2%+0.80%14.0%22.0%24.0%42

AI Investment Memo

Llama will analyze Société Générale across 4 data dimensions and write a structured memo

Score: 62/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

62/100 —MEDIUM

Repeat issuer · scored on re-issuance timing

Re-issuance timing62
Last deal
2 mo ago
Typical cadence
14 mo
Through its re-issue cycle15%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure1/40
CET1 13.54% — large-bank proactive optimisation
+1
-1.54pp headroom above 8% regulatory floor
+0
Loan Book Growth0/30
Concentration data unavailable
+0
Historical SRT15/25
Bank has previously issued SRT transactions
+15
2 months since last deal — recently completed
+0
Macro Context9/10
Live macro signal: FAVORABLE (sentiment +14/20) — 9/10 pts
+9
GSIB · Systemic Bank

Globally systemically important bank — one of the designated GSIBs. $500B–$1.25T total assets — active repeat issuers, genuine sourcing targets

+5
Europe regional bonus+8
Macro environment · FAVORABLE+6

Sentiment +14/20 · global +6 pts

Overall SRT likelihood62/100