SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Société Générale

GLE
France · EuropeRegulated by ECBLatest: 2025-Q2
38LOW

CET1 Ratio

13.54%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$388.0B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest13.54%$388.0B38
2024-Q413.40%4.00%$418.0B$484.0B+2.5%+0.70%14.0%23.0%25.0%43
2024-Q313.60%4.10%$415.0B$481.0B+2.6%+0.70%14.0%23.0%25.0%29
2024-Q213.50%4.10%$412.0B$478.0B+2.6%+0.70%14.0%23.0%25.0%43
2024-Q113.60%4.20%$409.0B$475.0B+3.0%+0.70%14.0%22.0%25.0%29
2023-Q413.70%4.20%$406.0B$472.0B+5.1%+0.70%14.0%22.0%25.0%32
2023-Q313.80%4.30%$403.0B$469.0B+5.3%+0.70%14.0%22.0%24.0%31
2023-Q213.50%4.30%$400.0B$466.0B+5.4%+1.00%14.0%22.0%24.0%38
2023-Q113.60%4.40%$396.0B$462.0B+5.2%+0.80%14.0%22.0%24.0%31

AI Investment Memo

Llama will analyze Société Générale across 4 data dimensions and write a structured memo

Score: 38/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

38/100 —LOW

Live score · base 36 pts +2 macro adj

Capital Pressure1/40

CET1 13.54% — large-bank proactive optimisation

+1

-1.54pp headroom above 8% regulatory floor

+0
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT15/25

Bank has previously issued SRT transactions

+15

1 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Large Bank

$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets

+5
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood38/100