SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Crédit Agricole

CA
France · EuropeRegulated by ECBLatest: 2025-Q2
12LOW

CET1 Ratio

17.58%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$649.0B

Latest quarter

Total Loan Book

Latest quarter

Leverage Ratio

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q2latest17.58%$649.0B12
2024-Q411.80%4.20%$460.0B$580.0B+2.8%+0.90%16.0%29.0%27.0%38
2024-Q311.70%4.10%$456.0B$576.0B+3.2%+0.90%16.0%29.0%27.0%38
2024-Q211.60%4.10%$452.0B$572.0B+2.9%+0.90%16.0%29.0%27.0%38
2024-Q111.50%4.10%$448.0B$568.0B+2.9%+0.90%16.0%29.0%27.0%38
2023-Q411.30%4.00%$444.0B$564.0B+5.6%+0.90%16.0%28.0%27.0%41
2023-Q311.40%4.10%$440.0B$558.0B+5.7%+0.90%16.0%28.0%26.0%34
2023-Q211.50%4.10%$436.0B$552.0B+5.9%+0.90%16.0%28.0%26.0%34
2023-Q111.60%4.20%$432.0B$546.0B+5.8%+0.70%16.0%28.0%26.0%34

AI Investment Memo

Llama will analyze Crédit Agricole across 4 data dimensions and write a structured memo

Score: 12/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

12/100 —LOW

Live score · base 10 pts +2 macro adj

Capital Pressure0/40

CET1 17.58% — well above management threshold

+0

-5.58pp headroom above 8% regulatory floor

+0
Loan Book Growth0/30

Concentration data unavailable

+0
Historical SRT0/25

No prior SRT deals on record

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
GSIB-Tier Bank

>$1.25T total assets — deals predictable and calendar-known, low sourcing alpha

-5
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood12/100