Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

Crédit Agricole

France · EuropeRegulated by ECBLatest: 2025-Q2

18LOW

CET1 Ratio

17.58%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$649.0B

Latest quarter

Total Loan Book

—

Latest quarter

Leverage Ratio

—

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Concentration data unavailable

Leveraged loans not reported in FDIC call reports

Metric History

9 quarters · EBA Transparency Exercise · approximate estimates

8 of 9 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.

Quarter	CET1 %	Leverage %	RWA	Loan Book	Loans YoY	RWA QoQ	CRE %	Consumer %	SME %	SRT Score
2025-Q2latest	17.58%	—	$649.0B	—	—	—	—	—	—	15
2024-Q4approx	11.80%	4.20%	$460.0B	$580.0B	+2.8%	+0.90%	16.0%	29.0%	27.0%	41
2024-Q3approx	11.70%	4.10%	$456.0B	$576.0B	+3.2%	+0.90%	16.0%	29.0%	27.0%	43
2024-Q2approx	11.60%	4.10%	$452.0B	$572.0B	+2.9%	+0.90%	16.0%	29.0%	27.0%	43
2024-Q1approx	11.50%	4.10%	$448.0B	$568.0B	+2.9%	+0.90%	16.0%	29.0%	27.0%	43
2023-Q4approx	11.30%	4.00%	$444.0B	$564.0B	+5.6%	+0.90%	16.0%	28.0%	27.0%	40
2023-Q3approx	11.40%	4.10%	$440.0B	$558.0B	+5.7%	+0.90%	16.0%	28.0%	26.0%	40
2023-Q2approx	11.50%	4.10%	$436.0B	$552.0B	+5.9%	+0.90%	16.0%	28.0%	26.0%	40
2023-Q1approx	11.60%	4.20%	$432.0B	$546.0B	+5.8%	+0.70%	16.0%	28.0%	26.0%	40

AI Investment Memo

Llama will analyze Crédit Agricole across 4 data dimensions and write a structured memo

Score: 18/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

18/100 —LOW

First-time candidate · scored on fundamentals (0–54 band)

Capital Pressure0/40

CET1 17.58% — well above management threshold

-5.58pp headroom above 8% regulatory floor

Loan Book Growth0/30

Concentration data unavailable

Historical SRT0/25

No prior SRT deals on record

Macro Context9/10

Live macro signal: FAVORABLE (sentiment +14/20) — 9/10 pts

GSIB · Systemic Bank

Globally systemically important bank — one of the designated GSIBs. >$1.25T total assets — deals predictable and calendar-known, low sourcing alpha

-5

Europe regional bonus+8

Macro environment · FAVORABLE+6

Sentiment +14/20 · global +6 pts

Overall SRT likelihood18/100