Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Approximate figures · 2024-Q4. All quarters shown for Morgan Stanley are estimates compiled from public annual reports, not values ingested from a regulatory filing. Levels (CET1, leverage, RWA, loan book, concentrations) approximate the published figures; the quarter-to-quarter path was extrapolated, so QoQ and YoY change figures are not observed and the score withholds every trend signal that would read them. No newer quarter is available for this bank.
Morgan Stanley
MSCET1 Ratio
Common Equity Tier 1 / RWA · approximate
Risk-Weighted Assets
Approximate · QoQ growth not observed
Total Loan Book
Approximate · YoY growth not observed
Leverage Ratio
Tier 1 / Average assets · approximate
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12% · approximate series — the shape is an estimate, not observed
RWA Growth
Bars = total ($B) · Line = QoQ growth % · approximate
Loan Book Composition
Latest quarter · 2024-Q4 · approximate
Metric History
8 quarters · approximate estimates
All quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latestapprox | 15.20% | 5.60% | $456.0B | $272.0B | +6.3% | +0.90% | 10.0% | 14.0% | 16.0% | 62 |
| 2024-Q3approx | 15.10% | 5.50% | $452.0B | $268.0B | +6.3% | +0.90% | 10.0% | 14.0% | 16.0% | 38 |
| 2024-Q2approx | 15.00% | 5.50% | $448.0B | $264.0B | +6.5% | +0.90% | 10.0% | 14.0% | 16.0% | 33 |
| 2024-Q1approx | 15.10% | 5.50% | $444.0B | $260.0B | +4.8% | +0.90% | 10.0% | 14.0% | 16.0% | 33 |
| 2023-Q4approx | 15.20% | 5.60% | $440.0B | $256.0B | +8.2% | +0.90% | 10.0% | 14.0% | 16.0% | 30 |
| 2023-Q3approx | 15.10% | 5.50% | $436.0B | $252.0B | +8.5% | +0.90% | 10.0% | 14.0% | 16.0% | 30 |
| 2023-Q2approx | 15.20% | 5.50% | $432.0B | $248.0B | +8.6% | +0.90% | 10.0% | 14.0% | 16.0% | 15 |
| 2023-Q1approx | 15.30% | 5.60% | $428.0B | $244.0B | +8.4% | +0.50% | 10.0% | 14.0% | 16.0% | 15 |
Latest Earnings Signals
From 2026-07-15 SEC 8-K earnings release · composite 0/4
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Score Breakdown
Repeat issuer · scored on re-issuance timing
Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.
Fundamentals — context only
Globally systemically important bank — one of the designated GSIBs. $500B–$1.25T total assets — active repeat issuers, genuine sourcing targets
Sentiment +14/20 · global +6 pts