Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Western Alliance Bancorporation
WALCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.16% QoQ growth
Total Loan Book
+8.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 11.61% | 8.12% | $64.1B | $62.8B | +8.3% | +1.16% | 55.2% | 0.0% | 18.2% | 73 |
| 2025-Q4 | 11.76% | 8.25% | $63.4B | $61.8B | +10.6% | +6.51% | 55.1% | 0.0% | 18.2% | — |
| 2025-Q3 | 12.30% | 8.36% | $59.5B | $60.1B | +8.0% | +1.61% | 57.4% | 0.0% | 17.1% | — |
| 2025-Q2 | 12.20% | 8.62% | $58.6B | $58.9B | +8.4% | +1.65% | 57.9% | 0.0% | 17.0% | — |
| 2025-Q1 | 11.97% | 8.68% | $57.6B | $58.0B | +10.5% | +2.93% | 58.6% | 0.0% | 16.5% | — |
| 2024-Q4 | 12.15% | 8.24% | $56.0B | $55.9B | +8.4% | +2.40% | 58.9% | 0.0% | 16.8% | — |
| 2024-Q3 | 12.12% | 7.99% | $54.7B | $55.6B | +9.1% | +1.32% | 59.5% | 0.1% | 18.1% | — |
| 2024-Q2 | 11.96% | 8.21% | $54.0B | $54.4B | +7.1% | +2.73% | 60.3% | 0.1% | 17.7% | — |
| 2024-Q1 | 12.04% | 8.69% | $52.5B | $52.5B | — | +0.03% | 62.5% | 0.1% | 16.8% | — |
| 2023-Q4 | 11.86% | 8.86% | $52.5B | $51.6B | — | +0.32% | 62.9% | 0.1% | 17.2% | — |
| 2023-Q3 | 11.77% | 8.90% | $52.3B | $51.0B | — | -0.77% | 64.2% | 0.1% | 16.3% | — |
| 2023-Q2 | 11.36% | 8.53% | $52.7B | $50.8B | — | — | 64.0% | 0.1% | 17.1% | — |
Latest Earnings Signals
From 2026-04-21 SEC 8-K earnings release · composite 1/4
“The provision for credit losses during the first quarter 2026 was primarily driven by higher net charge-offs totaling $208.5 million, which included a charge-off of $126.4 million for the remaining balance of the LAM loan and a $26.1 million charge-off from the specific reserve previously established on the Cantor loan.”
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Score Breakdown
Live score · base 71 pts +2 macro adj
CET1 11.61% — below active SRT zone
0.39pp headroom above 8% regulatory floor
CET1 declining for 2+ consecutive quarters (12.30% → 11.76% → 11.61%)
Leverage ratio 8.12% — adequate headroom
Loan book grew 8.3% YoY
RWA grew 1.2% QoQ
CRE: 55.159768267430934%, Lev.Loans: 0%, max(Consumer/SME): 18.15259477599295%
Bank has previously issued SRT transactions
16 months since last SRT deal — likely planning next transaction
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts