Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Sydbank
SYDBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.00% QoQ growth
Total Loan Book
+4.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q4
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latest | 16.90% | 6.10% | $20.4B | $39.0B | +4.3% | +1.00% | 24.0% | 19.0% | 40.0% | 32 |
| 2025-Q3 | 16.70% | 6.00% | $20.2B | $38.6B | +3.2% | +1.00% | 24.0% | 19.0% | 40.0% | 33 |
| 2025-Q2 | 16.50% | 5.90% | $20.0B | $38.2B | +2.1% | +1.00% | 24.0% | 19.0% | 40.0% | 33 |
| 2025-Q1 | 16.30% | 5.80% | $19.8B | $37.8B | +1.1% | +1.00% | 24.0% | 19.0% | 40.0% | 15 |
| 2024-Q4 | 16.00% | 5.70% | $19.6B | $37.4B | +4.5% | +1.00% | 24.0% | 19.0% | 40.0% | 10 |
| 2024-Q3 | 16.10% | 5.80% | $19.4B | $37.0B | +4.5% | +1.00% | 24.0% | 19.0% | 40.0% | 10 |
| 2024-Q2 | 16.20% | 5.90% | $19.2B | $36.6B | +4.6% | +1.10% | 24.0% | 19.0% | 39.0% | 12 |
| 2024-Q1 | 16.30% | 6.00% | $19.0B | $36.2B | +4.6% | +1.10% | 24.0% | 18.0% | 39.0% | 12 |
| 2023-Q4 | 16.40% | 6.10% | $18.8B | $35.8B | +5.2% | +1.10% | 24.0% | 18.0% | 39.0% | 15 |
| 2023-Q3 | 16.50% | 6.20% | $18.6B | $35.4B | +5.1% | +1.10% | 24.0% | 18.0% | 39.0% | 15 |
| 2023-Q2 | 16.60% | 6.30% | $18.4B | $35.0B | +5.0% | +1.10% | 24.0% | 18.0% | 38.0% | 12 |
| 2023-Q1 | 16.80% | 6.40% | $18.2B | $34.6B | +4.8% | +0.60% | 24.0% | 18.0% | 38.0% | 10 |
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Score Breakdown
Live score · base 30 pts +2 macro adj
CET1 16.90% — well above management threshold
-4.90pp headroom above 8% regulatory floor
Leverage ratio 6.10% — near US enhanced SLR floor
Loan book grew 4.3% YoY
RWA grew 1.0% QoQ
CRE: 24%, Lev.Loans: 0%, max(Consumer/SME): 40%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts