Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Permanent TSB
PTSBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+2.80% QoQ growth
Total Loan Book
+7.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 14.00% | 6.50% | $11.1B | $24.7B | +7.6% | +2.80% | 12.0% | 15.0% | 17.0% | 6 |
| 2024-Q3 | 14.20% | 6.60% | $10.8B | $24.1B | +7.6% | +2.90% | 12.0% | 15.0% | 16.0% | — |
| 2024-Q2 | 14.40% | 6.70% | $10.5B | $23.5B | +7.4% | +2.90% | 12.0% | 15.0% | 16.0% | — |
| 2024-Q1 | 14.60% | 6.80% | $10.2B | $22.9B | +7.2% | +3.00% | 12.0% | 14.0% | 16.0% | — |
| 2023-Q4 | 14.80% | 6.90% | $9.9B | $22.3B | +8.9% | +3.10% | 12.0% | 14.0% | 16.0% | — |
| 2023-Q3 | 15.00% | 7.00% | $9.6B | $21.8B | +8.7% | +2.10% | 12.0% | 14.0% | 16.0% | — |
| 2023-Q2 | 15.20% | 7.10% | $9.4B | $21.3B | +8.5% | +2.20% | 12.0% | 14.0% | 16.0% | — |
| 2023-Q1 | 15.40% | 7.20% | $9.2B | $20.8B | +8.2% | +0.70% | 12.0% | 14.0% | 16.0% | — |
Score Breakdown
Live score · base 10 pts -4 macro adj
CET1 14.00% — above 12%, no pressure
-2.00pp above 8% regulatory floor
Loan book grew 7.6% YoY
RWA grew 2.8% QoQ
Highest concentration: SME at 17.0%
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
<$50B total assets — typically too small for SRT market access
Sentiment -10/20 · global -4 pts
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