SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Jyske Bank

JYSK
Denmark · EuropeRegulated by Finanstilsynet DKLatest: 2025-Q4
33LOW

CET1 Ratio

17.50%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$29.9B

+0.70% QoQ growth

Total Loan Book

$53.6B

+3.7% YoY growth

Leverage Ratio

6.50%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q4

Comm. Real Estate28.0%
Consumer17.0%
SME / C&I36.0%
Other19.0%

Metric History

12 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q4latest17.50%6.50%$29.9B$53.6B+3.7%+0.70%28.0%17.0%36.0%33
2025-Q317.40%6.40%$29.7B$53.2B+2.9%+1.00%28.0%17.0%36.0%35
2025-Q216.26%6.30%$32.0B$52.7B+1.9%+1.00%28.0%17.0%36.0%35
2025-Q117.00%6.20%$29.1B$52.2B+1.0%+1.00%28.0%17.0%36.0%35
2024-Q416.70%6.10%$28.8B$51.7B+4.0%+1.10%28.0%17.0%36.0%32
2024-Q316.80%6.20%$28.5B$51.2B+4.1%+1.10%28.0%17.0%36.0%32
2024-Q216.90%6.30%$28.2B$50.7B+4.1%+1.10%28.0%17.0%35.0%32
2024-Q117.00%6.40%$27.9B$50.2B+4.1%+1.10%28.0%16.0%35.0%32
2023-Q417.10%6.50%$27.6B$49.7B+5.7%+1.10%28.0%16.0%35.0%34
2023-Q317.20%6.60%$27.3B$49.2B+5.6%+1.10%28.0%16.0%35.0%34
2023-Q217.30%6.70%$27.0B$48.7B+5.5%+0.70%28.0%16.0%34.0%32
2023-Q117.40%6.80%$26.8B$48.2B+5.4%+0.50%28.0%16.0%34.0%32

AI Investment Memo

Llama will analyze Jyske Bank across 4 data dimensions and write a structured memo

Score: 33/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

33/100 —LOW

Live score · base 31 pts +2 macro adj

Capital Pressure0/40

CET1 17.50% — well above management threshold

+0

-5.50pp headroom above 8% regulatory floor

+0

Leverage ratio 6.50% — adequate headroom

+0
Loan Book Growth6/30

Loan book grew 3.7% YoY

+0

RWA grew 0.7% QoQ

+2

CRE: 28%, Lev.Loans: 0%, max(Consumer/SME): 36%

+4
Historical SRT0/25

No prior SRT deals on record

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Mid-Size Bank

$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood33/100