Approximate figures · 2025-Q4. 11 of 12 quarters shown for BPER Banca are estimates compiled from public annual reports, not values ingested from a regulatory filing. Levels (CET1, leverage, RWA, loan book, concentrations) approximate the published figures; the quarter-to-quarter path was extrapolated, so QoQ and YoY change figures are not observed and the score withholds every trend signal that would read them. No newer quarter is available for this bank.
BPER Banca
BPERCET1 Ratio
Common Equity Tier 1 / RWA · approximate
Risk-Weighted Assets
Approximate · QoQ growth not observed
Total Loan Book
Approximate · YoY growth not observed
Leverage Ratio
Tier 1 / Average assets · approximate
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12% · approximate series — the shape is an estimate, not observed
RWA Growth
Bars = total ($B) · Line = QoQ growth % · approximate
Loan Book Composition
Latest quarter · 2025-Q4 · approximate
Metric History
12 quarters · approximate estimates · EBA Transparency Exercise
11 of 12 quarters marked approx are estimates compiled from public annual reports. Levels approximate the published figures; the quarter-to-quarter path is extrapolated, so the Loans YoY and RWA QoQ columns on those rows are not observed changes.
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latestapprox | 13.60% | 5.20% | $38.9B | $65.9B | +4.1% | +0.80% | 14.0% | 20.0% | 46.0% | 34 |
| 2025-Q3approx | 13.40% | 5.10% | $38.6B | $65.4B | +1.7% | +1.00% | 14.0% | 20.0% | 46.0% | 31 |
| 2025-Q2 | 16.22% | 5.00% | $55.6B | $64.8B | +2.4% | +1.10% | 14.0% | 20.0% | 46.0% | 34 |
| 2025-Q1approx | 13.00% | 4.90% | $37.8B | $64.1B | +1.3% | +1.30% | 14.0% | 19.0% | 46.0% | 34 |
| 2024-Q4approx | 12.60% | 4.80% | $37.3B | $63.3B | +3.9% | +1.60% | 14.0% | 19.0% | 46.0% | 36 |
| 2024-Q3approx | 12.80% | 4.90% | $36.7B | $62.7B | +4.0% | +1.40% | 14.0% | 19.0% | 46.0% | 37 |
| 2024-Q2approx | 13.00% | 5.00% | $36.2B | $62.1B | +4.0% | +1.40% | 14.0% | 19.0% | 45.0% | 32 |
| 2024-Q1approx | 13.20% | 5.10% | $35.7B | $61.5B | +4.1% | +1.10% | 14.0% | 19.0% | 45.0% | 32 |
| 2023-Q4approx | 13.30% | 5.20% | $35.3B | $60.9B | +5.6% | +1.10% | 14.0% | 18.0% | 45.0% | 29 |
| 2023-Q3approx | 13.50% | 5.30% | $34.9B | $60.3B | +5.5% | +1.20% | 14.0% | 18.0% | 45.0% | 27 |
| 2023-Q2approx | 13.60% | 5.40% | $34.5B | $59.7B | +5.4% | +0.90% | 14.0% | 18.0% | 44.0% | 27 |
| 2023-Q1approx | 13.80% | 5.50% | $34.2B | $59.1B | +5.2% | +0.50% | 14.0% | 18.0% | 44.0% | 26 |
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Score Breakdown
First-time candidate · scored on fundamentals (0–54 band)
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +14/20 · global +6 pts