Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
BPER Banca
BPERCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.60% QoQ growth
Total Loan Book
+3.9% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 12.60% | 4.80% | $37.3B | $63.3B | +3.9% | +1.60% | 14.0% | 19.0% | 46.0% | 23 |
| 2024-Q3 | 12.80% | 4.90% | $36.7B | $62.7B | +4.0% | +1.40% | 14.0% | 19.0% | 46.0% | — |
| 2024-Q2 | 13.00% | 5.00% | $36.2B | $62.1B | +4.0% | +1.40% | 14.0% | 19.0% | 45.0% | — |
| 2024-Q1 | 13.20% | 5.10% | $35.7B | $61.5B | +4.1% | +1.10% | 14.0% | 19.0% | 45.0% | — |
| 2023-Q4 | 13.30% | 5.20% | $35.3B | $60.9B | +5.6% | +1.10% | 14.0% | 18.0% | 45.0% | — |
| 2023-Q3 | 13.50% | 5.30% | $34.9B | $60.3B | +5.5% | +1.20% | 14.0% | 18.0% | 45.0% | — |
| 2023-Q2 | 13.60% | 5.40% | $34.5B | $59.7B | +5.4% | +0.90% | 14.0% | 18.0% | 44.0% | — |
| 2023-Q1 | 13.80% | 5.50% | $34.2B | $59.1B | +5.2% | +0.50% | 14.0% | 18.0% | 44.0% | — |
Score Breakdown
Live score · base 27 pts -4 macro adj
CET1 12.60% — above 12%, no pressure
-0.60pp above 8% regulatory floor
Loan book grew 3.9% YoY
RWA grew 1.6% QoQ
Highest concentration: SME at 46.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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