Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Banco BPM
BAMICET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
Latest quarter
Total Loan Book
Latest quarter
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q4
Concentration data unavailable
Leveraged loans not reported in FDIC call reports
Metric History
9 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latest | 14.36% | 4.86% | $64.5B | — | — | — | — | — | — | 14 |
| 2024-Q4 | 11.80% | 4.40% | $63.8B | $110.3B | +3.5% | +1.80% | 16.0% | 22.0% | 44.0% | 38 |
| 2024-Q3 | 11.90% | 4.50% | $62.7B | $109.3B | +3.3% | +1.60% | 16.0% | 22.0% | 44.0% | — |
| 2024-Q2 | 12.00% | 4.60% | $61.7B | $108.4B | +3.2% | +1.50% | 16.0% | 22.0% | 44.0% | — |
| 2024-Q1 | 12.10% | 4.70% | $60.8B | $107.5B | +3.1% | +1.30% | 16.0% | 22.0% | 43.0% | — |
| 2023-Q4 | 12.20% | 4.80% | $60.0B | $106.6B | +4.3% | +1.20% | 16.0% | 21.0% | 43.0% | — |
| 2023-Q3 | 12.30% | 4.90% | $59.3B | $105.8B | +4.2% | +1.00% | 16.0% | 21.0% | 43.0% | — |
| 2023-Q2 | 12.40% | 5.00% | $58.7B | $105.0B | +4.0% | +0.90% | 16.0% | 21.0% | 42.0% | — |
| 2023-Q1 | 12.50% | 5.10% | $58.2B | $104.3B | +3.8% | +0.70% | 16.0% | 21.0% | 42.0% | — |
Score Breakdown
Live score · base 18 pts -4 macro adj
CET1 14.36% — above 12%, no pressure
-2.36pp above 8% regulatory floor
Concentration data unavailable
Bank has previously issued SRT transactions
4 months since last deal — recently active
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
AI Investment Memo
Llama will analyze Banco BPM across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks