SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Belfius Bank

BELFIUS
Belgium · EuropeRegulated by ECBLatest: 2024-Q4
6LOW

CET1 Ratio

14.90%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$49.4B

+1.00% QoQ growth

Total Loan Book

$118.0B

+2.8% YoY growth

Leverage Ratio

5.10%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2024-Q4

Comm. Real Estate26.0%
Consumer23.0%
SME / C&I26.0%
Other25.0%

Metric History

8 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2024-Q4latest14.90%5.10%$49.4B$118.0B+2.8%+1.00%26.0%23.0%26.0%6
2024-Q315.00%5.20%$48.9B$117.2B+2.8%+1.00%26.0%23.0%26.0%
2024-Q215.10%5.30%$48.4B$116.4B+2.8%+1.00%26.0%23.0%26.0%
2024-Q115.20%5.40%$47.9B$115.6B+2.8%+1.10%26.0%22.0%26.0%
2023-Q415.30%5.50%$47.4B$114.8B+3.5%+0.90%26.0%22.0%26.0%
2023-Q315.40%5.60%$47.0B$114.0B+3.4%+0.90%26.0%22.0%25.0%
2023-Q215.50%5.70%$46.6B$113.2B+3.3%+0.90%26.0%22.0%25.0%
2023-Q115.60%5.80%$46.2B$112.4B+3.2%+0.40%26.0%22.0%25.0%

Score Breakdown

6/100 —LOW

Live score · base 10 pts -4 macro adj

Capital Pressure0/40

CET1 14.90% — above 12%, no pressure

+0

-2.90pp above 8% regulatory floor

+0
Loan Book Growth2/30

Loan book grew 2.8% YoY

+0

RWA grew 1.0% QoQ

+2

Highest concentration: CRE at 26.0%

+0
Historical SRT0/20

No prior SRT deals on record

+0
Macro Context3/10

Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts

+3
Mid-Size Bank

$50B–$500B total assets — ideal SRT candidate size band

+10
CET1 >14% — well capitalised-10
Europe regional bonus+5
Macro environment · UNFAVORABLE-4

Sentiment -10/20 · global -4 pts

Overall SRT likelihood6/100

AI Investment Memo

Llama will analyze Belfius Bank across 4 data dimensions and write a structured memo

Score: 6/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks