Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Bank of New York Mellon
BKCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+10.09% QoQ growth
Total Loan Book
+68.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 14.38% | 6.12% | $154.0B | $60.2B | +68.6% | +10.09% | 11.4% | — | 2.5% | 48 |
| 2025-Q4 | 16.33% | 6.46% | $139.9B | $40.5B | +10.0% | +1.91% | 16.7% | — | 5.3% | — |
| 2025-Q3 | 16.22% | 6.49% | $137.3B | $37.4B | +3.8% | +0.89% | 18.1% | — | 3.9% | — |
| 2025-Q2 | 17.57% | 6.88% | $136.1B | $35.2B | -3.0% | +3.63% | 18.7% | — | 4.4% | — |
| 2025-Q1 | 17.25% | 6.96% | $131.3B | $35.7B | -10.7% | +0.77% | 18.0% | — | 3.3% | — |
| 2024-Q4 | 16.08% | 6.31% | $130.3B | $36.8B | +13.8% | -0.27% | 16.9% | — | 3.7% | — |
| 2024-Q3 | 16.89% | 6.65% | $130.7B | $36.0B | +12.6% | -0.05% | 17.7% | — | 4.3% | — |
| 2024-Q2 | 16.14% | 6.41% | $130.7B | $36.3B | +20.1% | -2.33% | 17.2% | — | 4.9% | — |
| 2024-Q1 | 15.66% | 6.53% | $133.8B | $40.0B | — | +3.22% | 15.7% | — | 4.8% | — |
| 2023-Q4 | 16.29% | 6.65% | $129.7B | $32.3B | — | -0.60% | 19.2% | — | 4.9% | — |
| 2023-Q3 | 15.79% | 6.61% | $130.5B | $32.0B | — | -1.56% | 18.6% | — | 4.5% | — |
| 2023-Q2 | 15.59% | 6.23% | $132.5B | $30.2B | — | — | 19.2% | — | 3.9% | — |
Latest Earnings Signals
From 2026-04-16 SEC 8-K earnings release · composite 1/4
“We delivered over 800 basis points of positive operating leverage, while investing in new products, capabilities, AI, and critically our people and culture.”
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Score Breakdown
Live score · base 46 pts +2 macro adj
CET1 14.38% — large-bank proactive optimisation
-2.38pp headroom above 8% regulatory floor
CET1 declined 1 quarter (16.33% → 14.38%)
Leverage ratio 6.12% — near US enhanced SLR floor
Loan book grew 68.6% YoY — above 10% capital-strain threshold
RWA grew 10.1% QoQ — rapid RWA expansion strains capital
CRE: 11.385029134917078%, Lev.Loans: 0%, max(Consumer/SME): 2.48518352507595%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts