Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Citibank
CCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+0.85% QoQ growth
Total Loan Book
+8.2% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 13.77% | 8.16% | $1.11T | $708.4B | +8.2% | +0.85% | 25.3% | 24.5% | 23.3% | 38 |
| 2025-Q4 | 14.33% | 8.60% | $1.10T | $700.8B | +8.3% | -2.58% | 25.6% | 25.8% | 22.5% | — |
| 2025-Q3 | 14.01% | 8.78% | $1.13T | $683.5B | +6.2% | -1.04% | 26.1% | 25.6% | 22.7% | — |
| 2025-Q2 | 13.76% | 8.95% | $1.15T | $680.5B | +6.6% | +2.56% | 26.0% | 25.6% | 24.1% | — |
| 2025-Q1 | 13.97% | 9.18% | $1.12T | $654.9B | +5.2% | +0.66% | 26.5% | 26.2% | 24.7% | — |
| 2024-Q4 | 13.83% | 9.01% | $1.11T | $647.3B | +1.6% | +0.68% | 27.0% | 28.0% | 23.6% | — |
| 2024-Q3 | 13.93% | 9.04% | $1.10T | $643.6B | +4.5% | +4.21% | 27.4% | 27.1% | 24.9% | — |
| 2024-Q2 | 14.11% | 8.99% | $1.06T | $638.4B | +3.1% | -0.44% | 27.3% | 27.2% | 24.0% | — |
| 2024-Q1 | 14.04% | 9.00% | $1.06T | $622.4B | — | +0.47% | 27.5% | 27.3% | 23.6% | — |
| 2023-Q4 | 13.92% | 8.95% | $1.06T | $637.2B | — | +2.90% | 26.8% | 27.6% | 23.4% | — |
| 2023-Q3 | 14.66% | 9.17% | $1.03T | $615.8B | — | -1.96% | 27.3% | 27.1% | 24.2% | — |
| 2023-Q2 | 14.36% | 8.89% | $1.05T | $619.4B | — | — | 27.6% | 27.0% | 24.6% | — |
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Score Breakdown
Live score · base 36 pts +2 macro adj
CET1 13.77% — large-bank proactive optimisation
-1.77pp headroom above 8% regulatory floor
CET1 declined 1 quarter (14.33% → 13.77%)
Leverage ratio 8.16% — adequate headroom
Loan book grew 8.2% YoY
RWA grew 0.9% QoQ
CRE: 25.26773577475047%, Lev.Loans: 0%, max(Consumer/SME): 24.52003766015801%
Bank has previously issued SRT transactions
12 months since last deal — active SRT program
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
>$1.25T total assets — deals predictable and calendar-known, low sourcing alpha
Sentiment +6/20 · global +2 pts