Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Credito Agricola
CADEPCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.10% QoQ growth
Total Loan Book
+3.9% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 18.40% | 6.50% | $8.8B | $20.9B | +3.9% | +1.10% | 20.0% | 17.0% | 44.0% | 8 |
| 2024-Q3 | 18.60% | 6.60% | $8.7B | $20.7B | +4.0% | +1.20% | 20.0% | 17.0% | 44.0% | — |
| 2024-Q2 | 18.80% | 6.70% | $8.6B | $20.5B | +4.1% | +1.20% | 20.0% | 17.0% | 43.0% | — |
| 2024-Q1 | 19.00% | 6.80% | $8.5B | $20.3B | +4.6% | +1.20% | 20.0% | 16.0% | 43.0% | — |
| 2023-Q4 | 19.20% | 6.90% | $8.4B | $20.1B | +5.2% | +1.20% | 20.0% | 16.0% | 43.0% | — |
| 2023-Q3 | 19.40% | 7.00% | $8.3B | $19.9B | +5.1% | +1.20% | 20.0% | 16.0% | 43.0% | — |
| 2023-Q2 | 19.60% | 7.10% | $8.2B | $19.7B | +5.0% | +1.20% | 20.0% | 16.0% | 42.0% | — |
| 2023-Q1 | 19.80% | 7.20% | $8.1B | $19.4B | +4.8% | +0.30% | 20.0% | 16.0% | 42.0% | — |
Score Breakdown
Live score · base 12 pts -4 macro adj
CET1 18.40% — above 12%, no pressure
-6.40pp above 8% regulatory floor
Loan book grew 3.9% YoY
RWA grew 1.1% QoQ
Highest concentration: SME at 44.0% — above 30% threshold
Bank has previously issued SRT transactions
17 months since last deal — recently active
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
<$50B total assets — typically too small for SRT market access
Sentiment -10/20 · global -4 pts
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