Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Eurobank Ergasias
EUROBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.20% QoQ growth
Total Loan Book
+6.1% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q4
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latest | 14.10% | 7.80% | $51.6B | $68.4B | +6.1% | +1.20% | 22.0% | 21.0% | 38.0% | 36 |
| 2025-Q3 | 13.80% | 7.60% | $51.0B | $67.5B | +4.7% | +1.20% | 22.0% | 21.0% | 38.0% | 34 |
| 2025-Q2 | 15.34% | 7.50% | $51.7B | $66.5B | +3.1% | +1.20% | 22.0% | 21.0% | 38.0% | 34 |
| 2025-Q1 | 13.20% | 7.30% | $49.8B | $65.5B | +1.6% | +1.40% | 22.0% | 21.0% | 38.0% | 34 |
| 2024-Q4 | 12.80% | 7.10% | $49.1B | $64.5B | +6.1% | +1.90% | 22.0% | 21.0% | 38.0% | 34 |
| 2024-Q3 | 13.00% | 7.20% | $48.2B | $63.6B | +6.0% | +1.70% | 22.0% | 21.0% | 38.0% | 32 |
| 2024-Q2 | 13.20% | 7.30% | $47.4B | $62.7B | +5.9% | +1.70% | 22.0% | 21.0% | 37.0% | 32 |
| 2024-Q1 | 13.40% | 7.40% | $46.6B | $61.8B | +5.8% | +1.70% | 22.0% | 20.0% | 37.0% | 32 |
| 2023-Q4 | 13.60% | 7.50% | $45.8B | $60.9B | +7.2% | +1.60% | 22.0% | 20.0% | 37.0% | 32 |
| 2023-Q3 | 13.80% | 7.60% | $45.1B | $60.0B | +7.1% | +1.60% | 22.0% | 20.0% | 37.0% | 32 |
| 2023-Q2 | 14.00% | 7.70% | $44.4B | $59.2B | +7.0% | +1.40% | 22.0% | 20.0% | 36.0% | 32 |
| 2023-Q1 | 14.20% | 7.80% | $43.8B | $58.4B | +6.8% | +0.90% | 22.0% | 20.0% | 36.0% | 30 |
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Score Breakdown
Live score · base 34 pts +2 macro adj
CET1 14.10% — well above management threshold
-2.10pp headroom above 8% regulatory floor
Leverage ratio 7.80% — adequate headroom
Loan book grew 6.1% YoY
RWA grew 1.2% QoQ
CRE: 22%, Lev.Loans: 0%, max(Consumer/SME): 38%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts