Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Banco Sabadell
SABCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.20% QoQ growth
Total Loan Book
+3.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 12.10% | 4.40% | $83.4B | $165.7B | +3.6% | +1.20% | 22.0% | 15.0% | 40.0% | 21 |
| 2024-Q3 | 12.20% | 4.50% | $82.4B | $164.2B | +3.5% | +1.20% | 22.0% | 15.0% | 40.0% | — |
| 2024-Q2 | 12.30% | 4.60% | $81.4B | $162.8B | +3.4% | +1.10% | 22.0% | 15.0% | 39.0% | — |
| 2024-Q1 | 12.40% | 4.70% | $80.5B | $161.4B | +3.3% | +1.10% | 22.0% | 15.0% | 39.0% | — |
| 2023-Q4 | 12.50% | 4.80% | $79.6B | $160.0B | +4.6% | +1.10% | 22.0% | 14.0% | 39.0% | — |
| 2023-Q3 | 12.60% | 4.90% | $78.7B | $158.7B | +4.5% | +1.00% | 22.0% | 14.0% | 39.0% | — |
| 2023-Q2 | 12.70% | 5.00% | $77.9B | $157.5B | +4.3% | +0.90% | 22.0% | 14.0% | 38.0% | — |
| 2023-Q1 | 12.80% | 5.10% | $77.2B | $156.3B | +4.1% | +0.70% | 22.0% | 14.0% | 38.0% | — |
Score Breakdown
Live score · base 25 pts -4 macro adj
CET1 12.10% — above 12%, no pressure
-0.10pp above 8% regulatory floor
Loan book grew 3.6% YoY
RWA grew 1.2% QoQ
Highest concentration: SME at 40.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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