Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
PKO Bank Polski
PKOCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.70% QoQ growth
Total Loan Book
+5.4% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 15.00% | 7.50% | $91.8B | $151.6B | +5.4% | +1.70% | 16.0% | 23.0% | 32.0% | 14 |
| 2024-Q3 | 15.20% | 7.60% | $90.3B | $149.6B | +5.4% | +1.60% | 16.0% | 23.0% | 31.0% | — |
| 2024-Q2 | 15.40% | 7.70% | $88.9B | $147.7B | +5.4% | +1.60% | 16.0% | 23.0% | 31.0% | — |
| 2024-Q1 | 15.60% | 7.80% | $87.5B | $145.8B | +5.2% | +1.50% | 16.0% | 22.0% | 31.0% | — |
| 2023-Q4 | 15.80% | 7.90% | $86.2B | $143.9B | +6.4% | +1.50% | 16.0% | 22.0% | 31.0% | — |
| 2023-Q3 | 16.00% | 8.00% | $84.9B | $142.0B | +6.2% | +1.40% | 16.0% | 22.0% | 30.0% | — |
| 2023-Q2 | 16.20% | 8.10% | $83.7B | $140.2B | +6.0% | +1.30% | 16.0% | 22.0% | 30.0% | — |
| 2023-Q1 | 16.40% | 8.20% | $82.6B | $138.4B | +5.8% | +0.60% | 16.0% | 22.0% | 30.0% | — |
Score Breakdown
Live score · base 18 pts -4 macro adj
CET1 15.00% — above 12%, no pressure
-3.00pp above 8% regulatory floor
Loan book grew 5.4% YoY
RWA grew 1.7% QoQ
Highest concentration: SME at 32.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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