Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

Deutsche Pfandbriefbank

PBB

Germany · EuropeRegulated by BaFinLatest: 2025-Q2

26LOW

CET1 Ratio

15.29%+3.79pp QoQ

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$17.7B

+0.60% QoQ growth

Total Loan Book

$27.1B

-8.4% YoY growth

Leverage Ratio

3.10%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Comm. Real Estate84.0%

Consumer2.0%

SME / C&I5.0%

Other9.0%

Metric History

1 quarters · EBA Transparency Exercise

Quarter	CET1 %	Leverage %	RWA	Loan Book	Loans YoY	RWA QoQ	CRE %	Consumer %	SME %	SRT Score
2025-Q2latest	15.29%	3.10%	$17.7B	$27.1B	-8.4%	+0.60%	84.0%	2.0%	5.0%	26

AI Investment Memo

Llama will analyze Deutsche Pfandbriefbank across 4 data dimensions and write a structured memo

Score: 26/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

26/100 —LOW

First-time candidate · scored on fundamentals (0–54 band)

Capital Pressure10/40

CET1 15.29% — well above management threshold

-3.29pp headroom above 8% regulatory floor

CET1 stable or improving (11.50% → 15.29%)

Leverage ratio 3.10% — approaching minimum, strong SRT incentive

+10

Loan Book Growth7/30

Loan book grew -8.4% YoY

RWA grew 0.6% QoQ

CRE: 84%, Lev.Loans: 0%, max(Consumer/SME): 5%

Historical SRT4/25

No prior SRT deals on record

No prior SRT but capital pressure score 10/40 — high-probability first-time issuer

Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

Small Bank

<$50B total assets — typically too small for SRT market access

-8

Europe regional bonus+8

Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood26/100