SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Deutsche Pfandbriefbank

PBB
Germany · EuropeRegulated by BaFinLatest: 2025-Q4
39LOW

CET1 Ratio

11.30%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$16.5B

+0.60% QoQ growth

Total Loan Book

$25.8B

-10.1% YoY growth

Leverage Ratio

2.90%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q4

Comm. Real Estate85.0%
Consumer2.0%
SME / C&I5.0%
Other8.0%

Metric History

12 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q4latest11.30%2.90%$16.5B$25.8B-10.1%+0.60%85.0%2.0%5.0%39
2025-Q311.50%3.00%$16.4B$26.4B-9.3%+0.60%85.0%2.0%5.0%31
2025-Q215.29%3.10%$17.7B$27.1B-8.4%+0.60%84.0%2.0%5.0%28
2025-Q112.10%3.20%$16.2B$27.9B-7.7%+0.60%84.0%2.0%5.0%27
2024-Q412.60%3.40%$16.1B$28.7B-6.8%+1.30%83.0%2.0%6.0%29
2024-Q312.90%3.50%$15.9B$29.1B-6.7%+1.30%82.0%2.0%6.0%29
2024-Q213.20%3.60%$15.7B$29.6B-6.3%+1.90%82.0%2.0%6.0%27
2024-Q113.60%3.70%$15.4B$30.2B-5.0%+2.70%81.0%2.0%7.0%27
2023-Q414.10%3.80%$15.0B$30.8B+0.9%+2.00%81.0%2.0%7.0%27
2023-Q314.50%3.90%$14.7B$31.2B+1.9%+2.10%80.0%2.0%7.0%27
2023-Q214.90%4.00%$14.4B$31.6B+2.8%+1.40%79.0%2.0%8.0%22
2023-Q115.20%4.10%$14.2B$31.8B+3.1%+0.40%78.0%2.0%8.0%20

AI Investment Memo

Llama will analyze Deutsche Pfandbriefbank across 4 data dimensions and write a structured memo

Score: 39/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

39/100 —LOW

Live score · base 37 pts +2 macro adj

Capital Pressure17.4/40

CET1 11.30% — below active SRT zone

+6

0.70pp headroom above 8% regulatory floor

+1.4

Leverage ratio 2.90% — approaching minimum, strong SRT incentive

+10
Loan Book Growth7/30

Loan book grew -10.1% YoY

+0

RWA grew 0.6% QoQ

+2

CRE: 85%, Lev.Loans: 0%, max(Consumer/SME): 5%

+5
Historical SRT6/25

No prior SRT deals on record

+0

No prior SRT but capital pressure score 17.4/40 — high-probability first-time issuer

+6
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Small Bank

<$50B total assets — typically too small for SRT market access

-8
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood39/100