SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

Raiffeisen Bank International

RBI
Austria · EuropeRegulated by ECBLatest: 2024-Q4
34LOW

CET1 Ratio

13.10%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$100.3B

+1.70% QoQ growth

Total Loan Book

$155.0B

+5.5% YoY growth

Leverage Ratio

4.60%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2024-Q4

Comm. Real Estate22.0%
Consumer21.0%
SME / C&I36.0%
Other21.0%

Metric History

8 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2024-Q4latest13.10%4.60%$100.3B$155.0B+5.5%+1.70%22.0%21.0%36.0%34
2024-Q313.30%4.70%$98.6B$152.9B+5.4%+1.80%22.0%21.0%35.0%
2024-Q213.50%4.80%$96.9B$150.9B+5.5%+1.70%22.0%21.0%35.0%
2024-Q113.70%4.90%$95.3B$148.9B+5.5%+1.70%22.0%20.0%35.0%
2023-Q413.90%5.00%$93.7B$146.9B+7.7%+1.60%22.0%20.0%35.0%
2023-Q314.20%5.20%$92.2B$145.0B+7.6%+1.50%22.0%20.0%34.0%
2023-Q214.50%5.40%$90.8B$143.1B+7.5%+1.60%22.0%20.0%34.0%
2023-Q114.80%5.60%$89.4B$141.2B+7.4%+0.80%22.0%20.0%34.0%

Score Breakdown

34/100 —LOW

Live score · base 38 pts -4 macro adj

Capital Pressure0/40

CET1 13.10% — above 12%, no pressure

+0

-1.10pp above 8% regulatory floor

+0
Loan Book Growth10/30

Loan book grew 5.5% YoY

+3

RWA grew 1.7% QoQ

+4

Highest concentration: SME at 36.0% — above 30% threshold

+3
Historical SRT10/20

Bank has previously issued SRT transactions

+10

8 months since last deal — recently active

+0
Macro Context3/10

Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts

+3
Mid-Size Bank

$50B–$500B total assets — ideal SRT candidate size band

+10
Europe regional bonus+5
Macro environment · UNFAVORABLE-4

Sentiment -10/20 · global -4 pts

Overall SRT likelihood34/100

AI Investment Memo

Llama will analyze Raiffeisen Bank International across 4 data dimensions and write a structured memo

Score: 34/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks