Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Banca Transilvania
TLVCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+3.50% QoQ growth
Total Loan Book
+14.8% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 17.20% | 9.00% | $17.8B | $30.2B | +14.8% | +3.50% | 18.0% | 21.0% | 38.0% | 5 |
| 2024-Q3 | 17.40% | 9.20% | $17.2B | $29.2B | +14.9% | +3.60% | 18.0% | 21.0% | 38.0% | — |
| 2024-Q2 | 17.60% | 9.40% | $16.6B | $28.2B | +14.6% | +3.80% | 18.0% | 21.0% | 37.0% | — |
| 2024-Q1 | 17.80% | 9.60% | $16.0B | $27.2B | +12.7% | +3.20% | 18.0% | 20.0% | 37.0% | — |
| 2023-Q4 | 18.00% | 9.80% | $15.5B | $26.3B | +15.0% | +3.30% | 18.0% | 20.0% | 37.0% | — |
| 2023-Q3 | 18.20% | 10.00% | $15.0B | $25.4B | +14.7% | +2.70% | 18.0% | 20.0% | 37.0% | — |
| 2023-Q2 | 18.40% | 10.20% | $14.6B | $24.6B | +14.5% | +2.80% | 18.0% | 20.0% | 36.0% | — |
| 2023-Q1 | 18.60% | 10.40% | $14.2B | $23.8B | +14.2% | +1.20% | 18.0% | 20.0% | 36.0% | — |
Score Breakdown
Live score · base 9 pts -4 macro adj
CET1 17.20% — above 12%, no pressure
-5.20pp above 8% regulatory floor
Loan book grew 14.8% YoY — above 10% capital-strain threshold
RWA grew 3.5% QoQ — rapid RWA expansion strains capital
Highest concentration: SME at 38.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
<$50B total assets — typically too small for SRT market access
Sentiment -10/20 · global -4 pts
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