Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Van Lanschot Kempen
VLKCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+0.80% QoQ growth
Total Loan Book
+3.8% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 17.30% | 5.40% | $6.3B | $10.9B | +3.8% | +0.80% | 32.0% | 9.0% | 16.0% | 0 |
| 2024-Q3 | 17.50% | 5.50% | $6.2B | $10.8B | +3.8% | +0.80% | 32.0% | 9.0% | 16.0% | — |
| 2024-Q2 | 17.70% | 5.60% | $6.2B | $10.7B | +3.9% | +0.80% | 32.0% | 8.0% | 16.0% | — |
| 2024-Q1 | 17.90% | 5.70% | $6.1B | $10.6B | +3.9% | +0.80% | 32.0% | 8.0% | 16.0% | — |
| 2023-Q4 | 18.10% | 5.80% | $6.0B | $10.5B | +3.2% | +0.80% | 32.0% | 8.0% | 16.0% | — |
| 2023-Q3 | 18.30% | 5.90% | $6.0B | $10.4B | +3.1% | +0.80% | 32.0% | 8.0% | 15.0% | — |
| 2023-Q2 | 18.50% | 6.00% | $6.0B | $10.3B | +3.0% | +0.80% | 32.0% | 8.0% | 15.0% | — |
| 2023-Q1 | 18.80% | 6.10% | $5.9B | $10.2B | +2.9% | +0.40% | 32.0% | 8.0% | 15.0% | — |
Score Breakdown
Live score · base 0 pts -4 macro adj
CET1 17.30% — above 12%, no pressure
-5.30pp above 8% regulatory floor
Loan book grew 3.8% YoY
RWA grew 0.8% QoQ
Highest concentration: CRE at 32.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
<$50B total assets — typically too small for SRT market access
Sentiment -10/20 · global -4 pts
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