Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
OTP Bank
OTPCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+2.30% QoQ growth
Total Loan Book
+10.8% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 14.80% | 8.20% | $44.5B | $73.8B | +10.8% | +2.30% | 24.0% | 29.0% | 34.0% | 17 |
| 2024-Q3 | 14.90% | 8.30% | $43.5B | $71.9B | +10.6% | +2.40% | 24.0% | 29.0% | 34.0% | — |
| 2024-Q2 | 15.00% | 8.40% | $42.5B | $70.1B | +10.4% | +2.40% | 24.0% | 29.0% | 33.0% | — |
| 2024-Q1 | 15.10% | 8.50% | $41.5B | $68.3B | +10.0% | +2.50% | 24.0% | 29.0% | 33.0% | — |
| 2023-Q4 | 15.20% | 8.60% | $40.5B | $66.6B | +13.8% | +2.00% | 24.0% | 28.0% | 33.0% | — |
| 2023-Q3 | 15.40% | 8.80% | $39.7B | $65.0B | +13.5% | +1.80% | 24.0% | 28.0% | 33.0% | — |
| 2023-Q2 | 15.60% | 9.00% | $39.0B | $63.5B | +13.2% | +1.60% | 24.0% | 28.0% | 32.0% | — |
| 2023-Q1 | 15.80% | 9.20% | $38.4B | $62.1B | +12.8% | +1.40% | 24.0% | 28.0% | 32.0% | — |
Score Breakdown
Live score · base 21 pts -4 macro adj
CET1 14.80% — above 12%, no pressure
-2.80pp above 8% regulatory floor
Loan book grew 10.8% YoY — above 10% capital-strain threshold
RWA grew 2.3% QoQ
Highest concentration: SME at 34.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
AI Investment Memo
Llama will analyze OTP Bank across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks