Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Bankinter
BKTCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+2.10% QoQ growth
Total Loan Book
+4.5% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 11.60% | 4.10% | $34.4B | $78.4B | +4.5% | +2.10% | 28.0% | 13.0% | 36.0% | 26 |
| 2024-Q3 | 11.70% | 4.20% | $33.7B | $77.5B | +4.6% | +2.10% | 28.0% | 13.0% | 36.0% | — |
| 2024-Q2 | 11.80% | 4.30% | $33.0B | $76.6B | +4.6% | +1.90% | 28.0% | 13.0% | 35.0% | — |
| 2024-Q1 | 11.90% | 4.40% | $32.4B | $75.8B | +4.7% | +1.90% | 28.0% | 13.0% | 35.0% | — |
| 2023-Q4 | 12.00% | 4.50% | $31.8B | $75.0B | +9.8% | +1.90% | 28.0% | 12.0% | 35.0% | — |
| 2023-Q3 | 12.10% | 4.60% | $31.2B | $74.1B | +9.7% | +2.00% | 28.0% | 12.0% | 35.0% | — |
| 2023-Q2 | 12.20% | 4.70% | $30.6B | $73.2B | +9.5% | +1.70% | 28.0% | 12.0% | 34.0% | — |
| 2023-Q1 | 12.30% | 4.80% | $30.1B | $72.4B | +9.2% | +1.20% | 28.0% | 12.0% | 34.0% | — |
Score Breakdown
Live score · base 30 pts -4 macro adj
CET1 11.60% — below 12% threshold
0.40pp above 8% regulatory floor
Loan book grew 4.5% YoY
RWA grew 2.1% QoQ
Highest concentration: SME at 36.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts
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