Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
DNB Bank
DNBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.00% QoQ growth
Total Loan Book
+4.1% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 17.00% | 5.50% | $212.3B | $376.7B | +4.1% | +1.00% | 32.0% | 21.0% | 25.0% | 0 |
| 2024-Q3 | 17.10% | 5.60% | $210.2B | $373.1B | +4.0% | +1.00% | 32.0% | 21.0% | 25.0% | — |
| 2024-Q2 | 17.20% | 5.70% | $208.1B | $369.5B | +4.0% | +1.00% | 32.0% | 21.0% | 25.0% | — |
| 2024-Q1 | 17.30% | 5.80% | $206.1B | $366.0B | +3.9% | +1.00% | 32.0% | 20.0% | 25.0% | — |
| 2023-Q4 | 17.40% | 5.90% | $204.1B | $362.5B | +5.9% | +1.00% | 32.0% | 20.0% | 25.0% | — |
| 2023-Q3 | 17.50% | 6.00% | $202.1B | $359.0B | +5.8% | +0.90% | 32.0% | 20.0% | 24.0% | — |
| 2023-Q2 | 17.60% | 6.10% | $200.2B | $355.5B | +5.7% | +0.90% | 32.0% | 20.0% | 24.0% | — |
| 2023-Q1 | 17.80% | 6.20% | $198.4B | $352.1B | +5.6% | +0.50% | 32.0% | 20.0% | 24.0% | — |
Score Breakdown
Live score · base 0 pts -4 macro adj
CET1 17.00% — above 12%, no pressure
-5.00pp above 8% regulatory floor
Loan book grew 4.1% YoY
RWA grew 1.0% QoQ
Highest concentration: CRE at 32.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
>$500B total assets — deep capital buffers reduce SRT urgency
Sentiment -10/20 · global -4 pts
AI Investment Memo
Llama will analyze DNB Bank across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks