Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Aareal Bank
ARLCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.10% QoQ growth
Total Loan Book
-2.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 17.20% | 5.10% | $8.9B | $15.2B | -2.6% | +1.10% | 87.0% | 1.0% | 4.0% | 1 |
| 2024-Q3 | 17.50% | 5.20% | $8.8B | $15.3B | -1.3% | +1.10% | 87.0% | 1.0% | 4.0% | — |
| 2024-Q2 | 17.80% | 5.30% | $8.7B | $15.4B | 0.0% | +1.20% | 87.0% | 1.0% | 4.0% | — |
| 2024-Q1 | 18.10% | 5.40% | $8.6B | $15.5B | +2.0% | +1.20% | 86.0% | 1.0% | 4.0% | — |
| 2023-Q4 | 18.40% | 5.50% | $8.5B | $15.6B | +3.1% | +1.20% | 86.0% | 1.0% | 4.0% | — |
| 2023-Q3 | 18.60% | 5.60% | $8.4B | $15.5B | +3.5% | +1.20% | 86.0% | 1.0% | 5.0% | — |
| 2023-Q2 | 18.80% | 5.70% | $8.3B | $15.4B | +3.9% | +2.50% | 85.0% | 1.0% | 5.0% | — |
| 2023-Q1 | 19.20% | 5.80% | $8.1B | $15.2B | +4.2% | +0.30% | 85.0% | 1.0% | 5.0% | — |
Score Breakdown
Live score · base 5 pts -4 macro adj
CET1 17.20% — above 12%, no pressure
-5.20pp above 8% regulatory floor
Loan book grew -2.6% YoY
RWA grew 1.1% QoQ
Highest concentration: CRE at 87.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
<$50B total assets — typically too small for SRT market access
Sentiment -10/20 · global -4 pts
AI Investment Memo
Llama will analyze Aareal Bank across 4 data dimensions and write a structured memo
Click Generate Analysis to create an investment memo
Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks