SI
Bank Universe

Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).

ABN AMRO

ABN
Netherlands · EuropeRegulated by ECBLatest: 2025-Q4
58MED

CET1 Ratio

14.40%

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$135.2B

+0.70% QoQ growth

Total Loan Book

$269.1B

+3.0% YoY growth

Leverage Ratio

3.80%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q4

Comm. Real Estate30.0%
Consumer20.0%
SME / C&I30.0%
Other20.0%

Metric History

12 quarters · FDIC Call Report data

QuarterCET1 %Leverage %RWALoan BookLoans YoYRWA QoQCRE %Consumer %SME %SRT Score
2025-Q4latest14.40%3.80%$135.2B$269.1B+3.0%+0.70%30.0%20.0%30.0%58
2025-Q314.30%3.80%$134.3B$267.5B+2.4%+0.80%30.0%19.0%30.0%65
2025-Q214.54%3.70%$139.8B$265.6B+1.7%+0.90%30.0%19.0%30.0%65
2025-Q114.00%3.60%$132.0B$263.5B+0.9%+1.00%30.0%19.0%30.0%65
2024-Q413.70%3.50%$130.7B$261.2B+3.0%+1.20%30.0%19.0%30.0%62
2024-Q313.80%3.60%$129.2B$259.3B+3.0%+1.10%30.0%19.0%29.0%62
2024-Q213.90%3.70%$127.8B$257.4B+2.9%+1.10%30.0%19.0%29.0%58
2024-Q114.00%3.80%$126.4B$255.5B+2.9%+1.10%30.0%18.0%29.0%58
2023-Q414.10%3.90%$125.0B$253.6B+5.0%+1.10%30.0%18.0%29.0%54
2023-Q314.30%4.00%$123.7B$251.8B+4.9%+1.00%30.0%18.0%28.0%50
2023-Q214.40%4.10%$122.5B$250.0B+4.7%+0.90%30.0%18.0%28.0%41
2023-Q114.60%4.20%$121.4B$248.3B+4.5%+0.50%30.0%18.0%28.0%41

AI Investment Memo

Llama will analyze ABN AMRO across 4 data dimensions and write a structured memo

Score: 58/100·Model: llama-3.3-70b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

58/100 —MEDIUM

Live score · base 56 pts +2 macro adj

Capital Pressure11/40

CET1 14.40% — large-bank proactive optimisation

+1

-2.40pp headroom above 8% regulatory floor

+0

Leverage ratio 3.80% — approaching minimum, strong SRT incentive

+10
Loan Book Growth5/30

Loan book grew 3.0% YoY

+0

RWA grew 0.7% QoQ

+2

CRE: 30%, Lev.Loans: 0%, max(Consumer/SME): 30%

+3
Historical SRT15/25

Bank has previously issued SRT transactions

+15

0 months since last deal — recently completed

+0
Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

+7
Mid-Size Bank

$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10
Europe regional bonus+8
Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood58/100