Data source: 2025-Q2 figures ingested from the EBA Transparency Exercise. European figures update as filings are published — semi-annually for EBA, per-results for 6-K — not via a real-time API like US banks (FDIC).

ABN AMRO

ABN

Netherlands · EuropeRegulated by ECBLatest: 2025-Q2

66HIGH

CET1 Ratio

14.54%+0.24pp QoQ

Common Equity Tier 1 / RWA

Risk-Weighted Assets

$139.8B

+0.90% QoQ growth

Total Loan Book

$265.6B

+1.7% YoY growth

Leverage Ratio

3.70%

Tier 1 / Average assets

CET1 Ratio Trend

8 quarters · regulatory minimum 8% · scoring threshold 12%

RWA Growth

Bars = total ($B) · Line = QoQ growth %

Loan Book Composition

Latest quarter · 2025-Q2

Comm. Real Estate30.0%

Consumer19.0%

SME / C&I30.0%

Other21.0%

Metric History

1 quarters · EBA Transparency Exercise

Quarter	CET1 %	Leverage %	RWA	Loan Book	Loans YoY	RWA QoQ	CRE %	Consumer %	SME %	SRT Score
2025-Q2latest	14.54%	3.70%	$139.8B	$265.6B	+1.7%	+0.90%	30.0%	19.0%	30.0%	66

AI Investment Memo

Llama will analyze ABN AMRO across 4 data dimensions and write a structured memo

Score: 66/100·Model: gpt-oss-120b·Tools: get_bank_metrics · get_historical_deals · get_regulatory_context · calculate_candidate_score

Click Generate Analysis to create an investment memo

Llama will call 4 tools then write a structured memo covering thesis, deal sizing, timing, and risks

Score Breakdown

66/100 —HIGH

Repeat issuer · scored on re-issuance timing

Re-issuance timing66

Last deal

3 mo ago

Typical cadence

12 mo

Through its re-issue cycle25%

Active SRT programme → scored on how overdue it is vs its own cadence. Validated to predict re-issuance better than fundamentals, which are shown below for context only.

Fundamentals — context only

Capital Pressure11/40

CET1 14.54% — large-bank proactive optimisation

-2.54pp headroom above 8% regulatory floor

CET1 stable or improving (14.30% → 14.54%)

Leverage ratio 3.70% — approaching minimum, strong SRT incentive

+10

Loan Book Growth5/30

Loan book grew 1.7% YoY

RWA grew 0.9% QoQ

CRE: 30%, Lev.Loans: 0%, max(Consumer/SME): 30%

Historical SRT15/25

Bank has previously issued SRT transactions

+15

3 months since last deal — recently completed

Macro Context7/10

Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts

Mid-Size Bank

$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha

+10

Europe regional bonus+8

Macro environment · FAVORABLE+2

Sentiment +6/20 · global +2 pts

Overall SRT likelihood66/100