Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
JPMorgan Chase
JPMCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+5.17% QoQ growth
Total Loan Book
+11.3% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 15.08% | 7.63% | $1.96T | $1.49T | +11.3% | +5.17% | 33.8% | 18.4% | 15.9% | 54 |
| 2025-Q4 | 15.29% | 7.83% | $1.86T | $1.47T | +10.2% | +0.46% | 34.9% | 19.4% | 15.1% | — |
| 2025-Q3 | 15.69% | 7.85% | $1.86T | $1.43T | +7.8% | +2.40% | 34.8% | 19.1% | 15.2% | — |
| 2025-Q2 | 15.57% | 7.74% | $1.81T | $1.40T | +7.0% | +2.80% | 35.5% | 19.5% | 15.4% | — |
| 2025-Q1 | 15.75% | 7.90% | $1.76T | $1.34T | +3.5% | +2.61% | 36.6% | 19.6% | 15.5% | — |
| 2024-Q4 | 16.04% | 7.90% | $1.72T | $1.34T | +2.1% | -0.36% | 37.0% | 21.3% | 15.7% | — |
| 2024-Q3 | 16.17% | 8.04% | $1.72T | $1.33T | +2.5% | +1.89% | 37.4% | 20.4% | 15.9% | — |
| 2024-Q2 | 16.37% | 8.13% | $1.69T | $1.31T | +1.9% | +1.17% | 38.0% | 20.7% | 16.0% | — |
| 2024-Q1 | 16.02% | 7.95% | $1.67T | $1.30T | — | +3.18% | 38.7% | 20.5% | 16.0% | — |
| 2023-Q4 | 16.16% | 7.85% | $1.62T | $1.31T | — | -0.92% | 38.8% | 21.0% | 15.5% | — |
| 2023-Q3 | 17.26% | 8.54% | $1.64T | $1.30T | — | -0.36% | 39.1% | 20.1% | 15.6% | — |
| 2023-Q2 | 17.00% | 8.44% | $1.64T | $1.29T | — | — | 39.5% | 20.0% | 15.9% | — |
Latest Earnings Signals
From 2026-04-14 SEC 8-K earnings release · composite 1/4
“we have ample amounts of capital and liquidity, with $291 billion in CET1 capital”
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Score Breakdown
Live score · base 52 pts +2 macro adj
CET1 15.08% — large-bank proactive optimisation
-3.08pp headroom above 8% regulatory floor
CET1 declining for 2+ consecutive quarters (15.69% → 15.29% → 15.08%)
Leverage ratio 7.63% — adequate headroom
Loan book grew 11.3% YoY — above 10% capital-strain threshold
RWA grew 5.2% QoQ — rapid RWA expansion strains capital
CRE: 33.75386635804969%, Lev.Loans: 0%, max(Consumer/SME): 18.41018971510271%
Bank has previously issued SRT transactions
7 months since last deal — active SRT program
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
>$1.25T total assets — deals predictable and calendar-known, low sourcing alpha
Sentiment +6/20 · global +2 pts