Data source: CET1 ratio sourced from FDIC Call Reports (bank-subsidiary level). Published figures from investor relations may differ by 1–2pp as those reflect the bank holding company level. For precise regulatory CET1 figures, refer to each bank's quarterly earnings release.
Goldman Sachs
GSCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+8.80% QoQ growth
Total Loan Book
+22.0% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2026-Q1
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-Q1latest | 14.05% | 8.78% | $445.9B | $240.3B | +22.0% | +8.80% | 13.9% | 9.6% | 14.0% | 62 |
| 2025-Q4 | 15.63% | 9.76% | $409.8B | $226.6B | +22.0% | +1.19% | 14.5% | 10.1% | 11.4% | — |
| 2025-Q3 | 15.87% | 9.95% | $405.0B | $210.4B | +17.2% | +2.51% | 14.8% | 11.2% | 11.6% | — |
| 2025-Q2 | 16.27% | 10.33% | $395.1B | $204.4B | +19.8% | +2.15% | 15.1% | 11.9% | 11.6% | — |
| 2025-Q1 | 16.67% | 10.91% | $386.7B | $197.0B | +17.1% | -0.05% | 14.7% | 15.1% | 14.0% | — |
| 2024-Q4 | 16.03% | 10.97% | $386.9B | $185.7B | +11.5% | -0.37% | 15.7% | 16.5% | 13.8% | — |
| 2024-Q3 | 15.54% | 10.85% | $388.4B | $179.5B | +12.3% | +5.13% | 15.6% | 16.0% | 16.0% | — |
| 2024-Q2 | 15.81% | 10.65% | $369.4B | $170.7B | +8.6% | -0.87% | 16.3% | 16.5% | 16.7% | — |
| 2024-Q1 | 15.08% | 10.21% | $372.6B | $168.2B | — | -2.14% | 16.3% | 16.6% | 17.1% | — |
| 2023-Q4 | 14.12% | 10.27% | $380.8B | $166.6B | — | +1.48% | 15.7% | 18.8% | 17.7% | — |
| 2023-Q3 | 13.92% | 10.20% | $375.2B | $159.7B | — | -0.87% | 16.1% | 20.6% | 18.3% | — |
| 2023-Q2 | 13.19% | 9.70% | $378.5B | $157.2B | — | — | 16.6% | 19.7% | 18.5% | — |
Latest Earnings Signals
From 2026-04-13 SEC 8-K earnings release · composite 1/4
“Provisions for the first quarter of 2026 primarily reflected growth and impairments related to wholesale loans.”
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Score Breakdown
Live score · base 60 pts +2 macro adj
CET1 14.05% — large-bank proactive optimisation
-2.05pp headroom above 8% regulatory floor
CET1 declining for 2+ consecutive quarters (15.87% → 15.63% → 14.05%)
Leverage ratio 8.78% — adequate headroom
Loan book grew 22.0% YoY — above 10% capital-strain threshold
RWA grew 8.8% QoQ — rapid RWA expansion strains capital
CRE: 13.886346237060213%, Lev.Loans: 0%, max(Consumer/SME): 13.954165695835968%
Bank has previously issued SRT transactions
5 months since last deal — recently completed
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$500B–$1.25T total assets — active repeat issuers, genuine sourcing targets
Sentiment +6/20 · global +2 pts