Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Mediobanca
MBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.40% QoQ growth
Total Loan Book
+5.6% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2024-Q4
Metric History
8 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024-Q4latest | 14.40% | 5.50% | $42.5B | $60.7B | +5.6% | +1.40% | 8.0% | 40.0% | 23.0% | 13 |
| 2024-Q3 | 14.50% | 5.60% | $41.9B | $59.9B | +5.7% | +1.50% | 8.0% | 39.0% | 23.0% | — |
| 2024-Q2 | 14.60% | 5.70% | $41.3B | $59.1B | +5.7% | +1.50% | 8.0% | 39.0% | 23.0% | — |
| 2024-Q1 | 14.70% | 5.80% | $40.7B | $58.3B | +5.6% | +1.50% | 8.0% | 39.0% | 23.0% | — |
| 2023-Q4 | 14.80% | 5.90% | $40.1B | $57.5B | +8.1% | +1.30% | 8.0% | 38.0% | 23.0% | — |
| 2023-Q3 | 14.90% | 6.00% | $39.6B | $56.7B | +8.0% | +1.30% | 8.0% | 38.0% | 22.0% | — |
| 2023-Q2 | 15.00% | 6.10% | $39.1B | $55.9B | +7.9% | +1.00% | 8.0% | 38.0% | 22.0% | — |
| 2023-Q1 | 15.10% | 6.20% | $38.7B | $55.2B | +7.8% | +0.80% | 8.0% | 38.0% | 22.0% | — |
Score Breakdown
Live score · base 18 pts -5 macro adj
CET1 14.40% — above 12%, no pressure
-2.40pp above 8% regulatory floor
Loan book grew 5.6% YoY
RWA grew 1.4% QoQ
Highest concentration: Consumer at 40.0% — above 30% threshold
No prior SRT deals on record
Live macro signal: UNFAVORABLE (sentiment -10/20) — 3/10 pts
$50B–$500B total assets — ideal SRT candidate size band
Sentiment -10/20 · global -4 pts, asset-class -1 pts (Consumer credit exposure in stressed market)
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