Data source: Metrics for European banks are sourced from 2025 annual reports and ECB/EBA Pillar 3 disclosures. Figures are updated semi-annually as regulatory filings are published — not via real-time API like US banks (FDIC).
Mediobanca
MBCET1 Ratio
Common Equity Tier 1 / RWA
Risk-Weighted Assets
+1.10% QoQ growth
Total Loan Book
+4.9% YoY growth
Leverage Ratio
Tier 1 / Average assets
CET1 Ratio Trend
8 quarters · regulatory minimum 8% · scoring threshold 12%
RWA Growth
Bars = total ($B) · Line = QoQ growth %
Loan Book Composition
Latest quarter · 2025-Q4
Metric History
12 quarters · FDIC Call Report data
| Quarter | CET1 % | Leverage % | RWA | Loan Book | Loans YoY | RWA QoQ | CRE % | Consumer % | SME % | SRT Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025-Q4latest | 15.50% | 6.00% | $44.7B | $63.7B | +4.9% | +1.10% | 8.0% | 41.0% | 23.0% | 34 |
| 2025-Q3 | 15.30% | 5.90% | $44.2B | $63.0B | +1.8% | +1.10% | 8.0% | 41.0% | 23.0% | 35 |
| 2025-Q2 | 15.05% | 5.80% | $46.1B | $62.3B | +2.6% | +1.40% | 8.0% | 40.0% | 23.0% | 34 |
| 2025-Q1 | 14.80% | 5.70% | $43.1B | $61.5B | +1.3% | +1.40% | 8.0% | 40.0% | 23.0% | 34 |
| 2024-Q4 | 14.40% | 5.50% | $42.5B | $60.7B | +5.6% | +1.40% | 8.0% | 40.0% | 23.0% | 32 |
| 2024-Q3 | 14.50% | 5.60% | $41.9B | $59.9B | +5.7% | +1.50% | 8.0% | 39.0% | 23.0% | 32 |
| 2024-Q2 | 14.60% | 5.70% | $41.3B | $59.1B | +5.7% | +1.50% | 8.0% | 39.0% | 23.0% | 32 |
| 2024-Q1 | 14.70% | 5.80% | $40.7B | $58.3B | +5.6% | +1.50% | 8.0% | 39.0% | 23.0% | 32 |
| 2023-Q4 | 14.80% | 5.90% | $40.1B | $57.5B | +8.1% | +1.30% | 8.0% | 38.0% | 23.0% | 32 |
| 2023-Q3 | 14.90% | 6.00% | $39.6B | $56.7B | +8.0% | +1.30% | 8.0% | 38.0% | 22.0% | 32 |
| 2023-Q2 | 15.00% | 6.10% | $39.1B | $55.9B | +7.9% | +1.00% | 8.0% | 38.0% | 22.0% | 30 |
| 2023-Q1 | 15.10% | 6.20% | $38.7B | $55.2B | +7.8% | +0.80% | 8.0% | 38.0% | 22.0% | 30 |
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Score Breakdown
Live score · base 32 pts +2 macro adj
CET1 15.50% — well above management threshold
-3.50pp headroom above 8% regulatory floor
Leverage ratio 6.00% — near US enhanced SLR floor
Loan book grew 4.9% YoY
RWA grew 1.1% QoQ
CRE: 8%, Lev.Loans: 0%, max(Consumer/SME): 41%
No prior SRT deals on record
Live macro signal: FAVORABLE (sentiment +6/20) — 7/10 pts
$50B–$500B total assets — sweet spot: capital pressure + sourcing alpha
Sentiment +6/20 · global +2 pts